tag:blogger.com,1999:blog-205917992024-02-07T09:39:34.525-05:00Home Buying & Selling - Tradition|Port St. Luce FL - Real estate news and information for home buyers and sellers - Port St Lucie FLMarilyn Messenger, CRShttp://www.blogger.com/profile/15986136840279309390noreply@blogger.comBlogger308125tag:blogger.com,1999:blog-20591799.post-27624618492700569662020-12-14T13:35:00.001-05:002020-12-14T13:35:46.350-05:00The Gift of Home! And it's tax free...<p> <a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhqjyFwg-M2wbTU2hhS2GLksjV9vkOh_cG8k0o5w6L8UPhOseaIdvYHwZsgAOsobxhsO_ixhjbq-S_Z9hohz0qTB05V538kRmmsebExOzYeRp2ho6vbqjnT8ZAPclLjOy0G8h8rOA/s1600/House+with+bow.jpg" style="margin-left: 1em; margin-right: 1em; text-align: center;"><img border="0" data-original-height="400" data-original-width="698" height="183" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhqjyFwg-M2wbTU2hhS2GLksjV9vkOh_cG8k0o5w6L8UPhOseaIdvYHwZsgAOsobxhsO_ixhjbq-S_Z9hohz0qTB05V538kRmmsebExOzYeRp2ho6vbqjnT8ZAPclLjOy0G8h8rOA/s320/House+with+bow.jpg" width="320" /></a></p><div class="separator" style="clear: both;"><br /></div><br />December is not only when we give gifts to our loved-ones for the holidays but it's also the time to review tax-saving options for 2020 and plan for 2021 and what could be a better gift than tax-free help with a down-payment for a new home?<br /><br />Parents, grandparents, aunts and uncles, and even friends can start to pass along/gifting their estates while reducing inheritance taxes and getting to see their family enjoy the benefits of their gift. It can also be used by adult children to help their parents purchase a new home. <br /><br />Under current IRS guidelines (please consult your accountant for tax advice and ramifications) each <br /><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi3zuBlQo7v1EA0MoOm8ukGYKCaXlyyyrNyXCOarZ98jcJB7OBCCiuK4VS8VPKLqwJjumni2z6RHAL31i1U33dbOFZoQC10JuKe20jr0wjZ0LyaPgJ3vwVj2JM3vKsYdIVnYmEAuA/s1600/tax+free.jpg" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="424" data-original-width="283" height="200" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi3zuBlQo7v1EA0MoOm8ukGYKCaXlyyyrNyXCOarZ98jcJB7OBCCiuK4VS8VPKLqwJjumni2z6RHAL31i1U33dbOFZoQC10JuKe20jr0wjZ0LyaPgJ3vwVj2JM3vKsYdIVnYmEAuA/s200/tax+free.jpg" width="133" /></a></div>parent or relative can give up to $15,000 to each child or relative every year. That would mean that a mother and father can each give $15,000 a year to each son, daughter, and/or grandchild that would amount to $30,000 a year in total per couple for each person that you gift. <br /><br />If both sets of parents want to help with the down-payment on a house; each of the parents can give each borrower a gift of $15,000 per year. That would add up to $60,000 for both of you! That is a significant amount of tax-free money to help you buy a home for your family! Of course, a gift can also be less than $15,000, so give what you can.<br /><br />That amount is per calendar year and not based on every twelve months. That would mean that they could give $60,000 (or more) in December 2020 and an additional $60,000 (or more) in January 2021.<br /><br />With less than one-month left , this is the time to bring up the subject with your family. What could make them happier than helping you buy a house and saving money on taxes?<br /><br />For most types of mortgage loans, you will need to have 5% of the amount of the down-payment on your own, however, there are exceptions. To find out the exceptions and details about how gift money can be applied to your down-payment contact a reputable mortgage broker.<br /><br />More about tax-free gifts and life-time limits:<a href="https://www.forbes.com/sites/ashleaebeling/2019/11/06/i rs-announces-higher-estate-and-gift-tax-limits-for-2020/?sh=74811a9b2efb" target="_blank"> IRS Announces Higher Estate And Gift Tax Limits For 2020</a><div>--------------------------------------<br />About the author: Marilyn Messenger, a licensed real estate broker, Certified Residential Specialist, and Accredited Buyer Representative, and Certified Luxury Homes Marketing Specialist is associated with Andrew Mitchell and Company in Concord has been representing home buyers and sellers in Wayland, Sudbury, Maynard, Stow, and Concord MA since 1993. www.MarilynMessenger.com for more. Visit <a href="http://www.marilynmessenger.com/">www.marilynmessenger.com</a> to see homes for sale, get the <a href="https://www.marilynmessenger.com/local-market-reports">latest real estate market reports</a>, and learn about having <a href="http://www.marilynmessenger.com/Web/AR438531/CustomContent/index/5227380">your own buyer agent</a> on your side. </div><div> </div><div><span style="background-color: white; color: #403f42; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 14px;">Nationally, the median list price has gone up 10.8% over last year. While national data is interesting, all real estate is local and you may be surprised!</span></div><div><div style="background-color: white; color: #403f42; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px;"><br /></div><div style="background-color: white; color: #403f42; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px;"><span style="font-size: 14px;">Here is the link to my </span><a href="https://www.marilynmessenger.com/local-market-reports" rel="noopener noreferrer" style="color: #09a3ba; font-size: 14px;" target="_blank">latest market reports </a><span style="font-size: 14px;">for Concord, Sudbury, Wayland, Maynard and Stow including current price trends, July and August sales, year-over-year, and 12 month activity. It is interesting to see how current pricing compares to actual closed sale prices in each town.</span></div><div style="background-color: white; color: #403f42; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px;"><br /></div><div style="background-color: white; color: #403f42; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px;"><span style="font-size: 14px;">You can also </span><a href="https://altos.re/keep-informed?a=1732" rel="noopener noreferrer" style="color: #09a3ba; font-size: 14px;" target="_blank">sign up to receive my real</a></div><div style="background-color: white; color: #403f42; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px;"><a href="https://altos.re/keep-informed?a=1732" rel="noopener noreferrer" style="color: #09a3ba; font-size: 14px;" target="_blank">time reports and get market trend information for any city or town in the U.S.</a></div><div style="background-color: white; color: #403f42; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px;"><br /></div><div style="background-color: white; color: #403f42; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px;"><a href="mailto:marilynmessenger@realtor.com" rel="noopener noreferrer" style="color: #09a3ba; font-size: 14px;" target="_blank">Contact me</a><span style="font-size: 14px;"> anytime for information about specific properties or town.</span></div></div><div style="background-color: white; color: #403f42; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px;"><span style="font-size: 14px;"><br /></span></div><div style="background-color: white; color: #403f42; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px;"><span style="font-size: 14px;"><br /></span></div><div style="background-color: white; color: #403f42; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px;"><span style="font-size: 14px;">Thanks to Mark Imperial for asking me talk about the real estate market in the Concord MA area west of Boston.</span></div><div style="background-color: white; color: #403f42; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px;"><span style="font-size: 14px;"><br /></span></div><div style="background-color: white; color: #403f42; font-family: Arial, Verdana, Helvetica, sans-serif;"><span style="font-size: 14px;">
<iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/lNeyKH2HbJ4" width="560"></iframe>
<br /><br /> #RealEstate #RealEstateNews #SudburyMA #Concord #Wayland #Stow #Maynard #homesforsale #homebuying #homeselling #Realtor #MarilynMessenger #Boston #realestatemarket</span></div><div class="blogger-post-footer">Marilyn Messsenger is a Certified Residential Specialist and Accredited Buyer Representative serving Wayland, Sudbury, Maynard, Stow & the towns west of Boston. Find your next home at www.MarilynMessenger.com where you'll always get the latest real estate news and information. Start planning your move to today.</div>Marilyn Messenger, CRShttp://www.blogger.com/profile/15986136840279309390noreply@blogger.com0Concord, MA, USA42.4603719 -71.348948414.150138063821153 -106.5051984 70.770605736178851 -36.1926984tag:blogger.com,1999:blog-20591799.post-3864804437487819332020-09-18T12:35:00.008-04:002020-09-23T16:37:26.073-04:00Cheap Money, Low Suppy...What's Going on in the Housing Market west of Boston?<iframe allowfullscreen="" frameborder="0" height="270" src="https://www.youtube.com/embed/7NQVYaJ0xLc" width="480"></iframe> <div><br /></div><div><br /></div><div><div style="background-color: white; color: #403f42; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px;"><span style="font-size: 14px;">Nationally, the median list price has gone up 10.8% over last year. While national data is interesting, all real estate is local and you may be surprised!</span></div><div style="background-color: white; color: #403f42; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px;"><br /></div><div style="background-color: white; color: #403f42; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px;"><span style="font-size: 14px;">Here is the link to my </span><a href="https://www.marilynmessenger.com/local-market-reports" rel="noopener noreferrer" style="color: #09a3ba; font-size: 14px;" target="_blank">latest market reports </a><span style="font-size: 14px;">for Concord, Sudbury, Wayland, Maynard and Stow including current price trends, July and August sales, year-over-year, and 12 month activity. It is interesting to see how current pricing compares to actual closed sale prices in each town.</span></div><div style="background-color: white; color: #403f42; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px;"><br /></div><div style="background-color: white; color: #403f42; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px;"><span style="font-size: 14px;">You can also </span><a href="https://altos.re/keep-informed?a=1732" rel="noopener noreferrer" style="color: #09a3ba; font-size: 14px;" target="_blank">sign up to receive my real</a></div><div style="background-color: white; color: #403f42; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px;"><a href="https://altos.re/keep-informed?a=1732" rel="noopener noreferrer" style="color: #09a3ba; font-size: 14px;" target="_blank">time reports and get market trend information for any city or town in the U.S.</a></div><div style="background-color: white; color: #403f42; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px;"><br /></div><div style="background-color: white; color: #403f42; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px;"><a href="mailto:marilynmessenger@realtor.com" rel="noopener noreferrer" style="color: #09a3ba; font-size: 14px;" target="_blank">Contact me</a><span style="font-size: 14px;"> anytime for information about specific properties or town.</span></div></div><div style="background-color: white; color: #403f42; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px;"><span style="font-size: 14px;"><br /></span></div><div style="background-color: white; color: #403f42; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px;"><span style="font-size: 14px;"><br /></span></div><div style="background-color: white; color: #403f42; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px;"><span style="font-size: 14px;">Thanks to Mark Imperial for asking me talk about the real estate market in the Concord MA area west of Boston.</span></div><div style="background-color: white; color: #403f42; font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px;"><span style="font-size: 14px;"><br /></span></div><div style="background-color: white; color: #403f42; font-family: Arial, Verdana, Helvetica, sans-serif;"><span style="font-size: 14px;">
<iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/lNeyKH2HbJ4" width="560"></iframe>
<br /><br /> #RealEstate #RealEstateNews #SudburyMA #Concord #Wayland #Stow #Maynard #homesforsale #homebuying #homeselling #Realtor #MarilynMessenger #Boston #realestatemarket</span></div><div class="blogger-post-footer">Marilyn Messsenger is a Certified Residential Specialist and Accredited Buyer Representative serving Wayland, Sudbury, Maynard, Stow & the towns west of Boston. Find your next home at www.MarilynMessenger.com where you'll always get the latest real estate news and information. Start planning your move to today.</div>Marilyn Messenger, CRShttp://www.blogger.com/profile/15986136840279309390noreply@blogger.com0Concord, MA, USA42.4603719 -71.348948414.150138063821153 -106.5051984 70.770605736178851 -36.1926984tag:blogger.com,1999:blog-20591799.post-6926167209639331012020-05-30T10:55:00.002-04:002020-06-17T09:38:04.503-04:00Condo Living - Are Your Ready?<div style="text-align: center;">
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<tr><td style="text-align: center;"><img src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhENy8onY-2lgHzG774-0Vz5mUBm1UHftHUw-QgMABWq9XRqqCIAi6ZMa8c3qQsaENXg1v9FPXzexnSaxOxk0IZHYTXXE_oOEskvVd58uXyH1Vd_Rh6hByYB3hvg15hfh9X2UMMOg/s400/007_exterior5.jpg" style="margin-left: auto; margin-right: auto;" /></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Under Contact! End-Unit at <a href="https://173xt.edit.ihouseelite.com/deer-hedge-run-deer-path-maynard-ma" target="_blank">Deer Hedge Run</a> - 3 Level Townhouse.<br />
Comfort, Convience, Location! <a href="https://173xt.edit.ihouseelite.com/idx/listing/featured/301501962/21-Deer-Path-Maynard-MA-01754" target="_blank">Click for photos and details!</a><br />
Call today!</td></tr>
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<span style="font-size: 14px;">A condominium is a shared form of property ownership that includes 1) a divided interest - the inside of an apartment, townhouse, part of a duplex, a unit in a mult-family, or detached home; 2) an undivided interest, i.e. roofs, exterior siding, recreational facilities, elevators, etc.; 3) and there can also be exclusive use areas, i.e. parking spaces, decks, balconies, garden areas.</span></div>
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<span style="font-size: 14px;">If you are a first time home buyer, you can generally get more living space for the same price as a single-family home, developments tend to be newer, and some offer amenities such as swimming pools, tennis courts, fitness centers.</span></div>
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<span style="font-size: 14px;">If you are just too busy or not interested in working around the house, owning a condominium is a good option for you. Exterior maintenance is taken care of by the homeowner association so you don't have to be concerned about exterior painting, landscaping, snow plowing, roof replacement, etc. - the benefits of home ownership without a lot of the work!</span></div>
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgSvEC5xUcOL9CfFcKw6jcFCDrD12zBbcZZy-xJgBsTvvP5AwSQeEq4hy5bUSL_KuNq2GE0n6-HB-KOAq47jR_KWtKx392BGDpLgLop9elFkSN-yh6r1u9WBO6jbenYHCuth0VymA/s1600/Regency+at+Stow.JPG" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="480" data-original-width="640" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgSvEC5xUcOL9CfFcKw6jcFCDrD12zBbcZZy-xJgBsTvvP5AwSQeEq4hy5bUSL_KuNq2GE0n6-HB-KOAq47jR_KWtKx392BGDpLgLop9elFkSN-yh6r1u9WBO6jbenYHCuth0VymA/s320/Regency+at+Stow.JPG" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="font-size: 12.8px; text-align: center;"><b><span style="color: #990000;">SOLD - New Construction at The Regency in Stow<br />Attached and Detached Townhouses for Adults 55+</span></b></td></tr>
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<span style="font-size: 14px;">A lot of empty-nesters are ready for a change and have someone else take care of things, especially during the winter months! Wouldn't it be nice to just lock the door and go somewhere warm next winter without having to worry about who's going to shovel?</span></div>
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<span style="font-size: 14px;">There are a variety condominium options for people over 55+/active seniors in Sudbury, Concord, Wayland, Hudson, Acton, and many of the nearby towns including resales and new construction. </span><a href="https://www.marilynmessenger.com/active-adultssenior-living" style="font-size: 14px;">Click here to see condominiums for sale</a><span style="font-size: 14px;">.</span></div>
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<span style="font-size: 14px;">Condo living is a great lifestyle if you're someone who wants easy living; doesn't mind having close neighbors; is OK with letting other people make decisions, or is willing to volunteer to be on the Homeowners Association Board of Trustees (HOA), and won't mind trading some personal freedoms in return for convenience.</span></div>
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<span style="font-size: 14px;">Buyers know that condominiums/homeowner associations have rules that govern the community. Any offer to purchase a condominium should include a contingency that says the offer is "subject to satisfactory review/acceptance of all documents..." </span></div>
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<span style="font-size: 14px;">Most HOA (Home Owner association) rules are pretty standard, and your attorney can tell you which ones you can expect to find in most places. However, communities can and do amend the rules over the years so rules can vary. Parking and pets and pools seem to be the biggest issues but there may also be rules about holiday decorations, gardening, decks, facility usage; bicycle and baby carriage storage, rental restrictions - some communities do not allow any rentals. Some associations restrict what vendors you can use to replace the windows and doors... Yes, units owners are often responsible for windows, doors; know what you will be responsible for.</span></div>
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<span style="font-size: 14px;">Your lender will review the budget and send a questionnaire asking about the overall well being of the development - i.e. number of owner occupied units, if there are any pending lawsuits, special assessments; but as the buyer, it is really important for YOU to read the rules. Only you can know if you'll be comfortable living by the rules that govern the condo development you'll be sharing; and the best time to do that is before you make an offer. Once you accept the condominium rules (or not) you can move forward and enjoy the lifestyle that's right for you! </span></div>
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<span style="font-size: 14px;">It has been a pleasure representing condominium (including new construction) sellers and buyers in Sudbury and the nearby towns west of Boston for 25+years. If you are planning to buy or sell a condominium, I would be happy to help you. Call 508-596-3501.</span></div>
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<span style="font-size: 14px;">Here are some of the condominiums my clients have bought and sold in the towns west of Boston:</span></div>
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhMpwSSEunZUMEUc7MxKus41QHJdJ97-OqlZd-2DEC0gPG_Nl94otZuQ673wzZISm0pRUPx9QhK7PywpM28JOUZMaP7nXThHk5U9L3rL4B6hRnG3Ycjkb01N4vPoDTbRCMF95vbSQ/s1600/Audubon+Hill+-+ext.jpg" imageanchor="1" style="clear: left; margin-bottom: 1em; margin-left: auto; margin-right: auto;"><img border="0" data-original-height="480" data-original-width="640" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhMpwSSEunZUMEUc7MxKus41QHJdJ97-OqlZd-2DEC0gPG_Nl94otZuQ673wzZISm0pRUPx9QhK7PywpM28JOUZMaP7nXThHk5U9L3rL4B6hRnG3Ycjkb01N4vPoDTbRCMF95vbSQ/s320/Audubon+Hill+-+ext.jpg" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="font-size: 12.8px; text-align: center;">A<b>udubon Hill, Acton - 55+</b></td></tr>
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjBZSCo-OxO4x5iLHd8iptmIRxfpGv0vbYIbcJqaTn02yiRmGZYb43AnYJTI7ipK-Qv45Qa4YRUtEnu8pcGjkBjh-Nx8vE9b175ai5i2mCo1a_UL4RxE40HsFStQ46f4Nno1Qy3Yg/s1600/7-2+Oak+Ridge+Print.jpg" imageanchor="1" style="clear: left; margin-bottom: 1em; margin-left: auto; margin-right: auto;"><img border="0" data-original-height="1063" data-original-width="1600" height="211" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjBZSCo-OxO4x5iLHd8iptmIRxfpGv0vbYIbcJqaTn02yiRmGZYb43AnYJTI7ipK-Qv45Qa4YRUtEnu8pcGjkBjh-Nx8vE9b175ai5i2mCo1a_UL4RxE40HsFStQ46f4Nno1Qy3Yg/s320/7-2+Oak+Ridge+Print.jpg" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="font-size: 12.8px; text-align: center;"><b>Oak Ridge Maynard</b></td></tr>
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgdCFri7LEydkwQTTtZQWonByWKvLSb_xFyLeXD6lI6VuPMkwY_ik5p6tu9_QvuNEz-e_xLs-9O7mMtyDDoITS_MnyJjzt0PhmxsFhjIzNfWf4ihnNTcHb1MM_CCCJ0ZF2oBSccYw/s1600/front2.jpg" imageanchor="1" style="clear: left; margin-bottom: 1em; margin-left: auto; margin-right: auto;"><img border="0" data-original-height="480" data-original-width="640" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgdCFri7LEydkwQTTtZQWonByWKvLSb_xFyLeXD6lI6VuPMkwY_ik5p6tu9_QvuNEz-e_xLs-9O7mMtyDDoITS_MnyJjzt0PhmxsFhjIzNfWf4ihnNTcHb1MM_CCCJ0ZF2oBSccYw/s320/front2.jpg" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="font-size: 12.8px; text-align: center;"><b>Ingham Lane West Concord</b></td><td class="tr-caption" style="font-size: 12.8px; text-align: center;"><br /></td></tr>
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjEQPcCxAwELqBPghoIhujYcccyuFj7iElNJzm-4N1mjZF6ZZhH31QA8ZyBh6d64RSCPW43Pn2dhqhjSXCjmGomZFnJ5SAy2bpo1uNulpsfBNhZWbnszrCGxTuaW5jREbCNZtn4bw/s1600/Front+-+Print+6+Fletcher.jpg" imageanchor="1" style="clear: left; margin-bottom: 1em; margin-left: auto; margin-right: auto;"><img border="0" data-original-height="1143" data-original-width="1600" height="227" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjEQPcCxAwELqBPghoIhujYcccyuFj7iElNJzm-4N1mjZF6ZZhH31QA8ZyBh6d64RSCPW43Pn2dhqhjSXCjmGomZFnJ5SAy2bpo1uNulpsfBNhZWbnszrCGxTuaW5jREbCNZtn4bw/s320/Front+-+Print+6+Fletcher.jpg" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="font-size: 12.8px; text-align: center;"><b>WestRidge Hudson</b></td></tr>
</tbody></table>
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="float: left; margin-right: 1em;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgGzXu0iQE-o_j05zc3zopjgkb5RTacx8_lyph8LiLtE-aPkYRZEKJU22SkkGLvMo5Y_e0sFxxWTtApcrnAW-oIuEcs3I0y9A7oYgtQ-A5A1bYupDqV_9ufbJMfsAfw1CBoadm1bA/s1600/Nobscot+-+print+%25283%2529.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="798" data-original-width="1198" height="212" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgGzXu0iQE-o_j05zc3zopjgkb5RTacx8_lyph8LiLtE-aPkYRZEKJU22SkkGLvMo5Y_e0sFxxWTtApcrnAW-oIuEcs3I0y9A7oYgtQ-A5A1bYupDqV_9ufbJMfsAfw1CBoadm1bA/s320/Nobscot+-+print+%25283%2529.jpg" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="font-size: 12.8px; text-align: center;"><b>Springhouse Pond Sudbury</b></td></tr>
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg76RZPPet6DAWzFditWvkdM8YaQs81EkQml7w_r8LviHd4QJ-ZAO2tb0hXKCcYubbVh7jHp7vt6XBuHi3SWJsBsed3AeBfg53zQl_7alVTZeV6ORYH9Pnie-gVyjKh7J_uc6luSA/s1600/11-1+dhr+-+.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"> <img border="0" data-original-height="480" data-original-width="640" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg76RZPPet6DAWzFditWvkdM8YaQs81EkQml7w_r8LviHd4QJ-ZAO2tb0hXKCcYubbVh7jHp7vt6XBuHi3SWJsBsed3AeBfg53zQl_7alVTZeV6ORYH9Pnie-gVyjKh7J_uc6luSA/s320/11-1+dhr+-+.jpg" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="font-size: 12.8px; text-align: center;"><b>Deer Hedge Run Maynard</b></td></tr>
</tbody></table>
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhPB1AV7IjLkhfeQ3PUG_M4WkTb-CuEjqbyDBzCFGTycoAd_RSgWzZlfyFWVWDKDo2dh6soIeZFDCSH0f0ZZH4xT0FewMY37FrCYav6kR-PdFcNw0Se0o5uRMdbOs59Fgq5ChcVog/s1600/Regency+at+Stow.JPG" imageanchor="1" style="clear: left; margin-bottom: 1em; margin-left: auto; margin-right: auto;"><img border="0" data-original-height="480" data-original-width="640" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhPB1AV7IjLkhfeQ3PUG_M4WkTb-CuEjqbyDBzCFGTycoAd_RSgWzZlfyFWVWDKDo2dh6soIeZFDCSH0f0ZZH4xT0FewMY37FrCYav6kR-PdFcNw0Se0o5uRMdbOs59Fgq5ChcVog/s320/Regency+at+Stow.JPG" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="font-size: 12.8px; text-align: center;"><b>Regency at Stow</b><br />
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<div class="blogger-post-footer">Marilyn Messsenger is a Certified Residential Specialist and Accredited Buyer Representative serving Wayland, Sudbury, Maynard, Stow & the towns west of Boston. Find your next home at www.MarilynMessenger.com where you'll always get the latest real estate news and information. Start planning your move to today.</div>Marilyn Messenger, CRShttp://www.blogger.com/profile/15986136840279309390noreply@blogger.com0tag:blogger.com,1999:blog-20591799.post-86712980154808963582020-04-22T14:24:00.003-04:002020-04-24T10:24:49.711-04:00Home Selling - Price Matters!<div class="separator" style="clear: both; text-align: center;">
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<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjazDiXwRLE-HqzkV_MmoSjCZrZQXE6Z1Go0kEYZgHjByZ3CN_q6pqgF6LNFLvkXLS4c9JJAGXGwM5kzoff3edIyKCIvlLdxVWPVOZp0bXtL3omGtW65wcEMP6S0GjS79yDr6Q7Bg/s1600/Price+reduction+map+3-27-2020.JPG" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img alt="http://www.marilynmessenger.com/price-reductions" border="0" data-original-height="355" data-original-width="532" height="266" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjazDiXwRLE-HqzkV_MmoSjCZrZQXE6Z1Go0kEYZgHjByZ3CN_q6pqgF6LNFLvkXLS4c9JJAGXGwM5kzoff3edIyKCIvlLdxVWPVOZp0bXtL3omGtW65wcEMP6S0GjS79yDr6Q7Bg/s400/Price+reduction+map+3-27-2020.JPG" title="Price reductions Sudbury, Concord, Acton and west of Boston" width="400" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><b><a href="https://www.marilynmessenger.com/price-reductions" target="_blank">Price Reductions Concord, Acton, Sudbury...</a></b></td></tr>
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The housing market started strong in 2020 with media reports about low inventory, higher prices, bidding wars/multiple offers, crowded open houses, and houses selling in a day or two! And, there were the letters and calls from real estate agents with some even knocking on doors to say they have buyers for your home. Wow, it's a seller's market! So why wouldn't a home-seller think they could ask whatever price they want?<br />
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Pricing is based on supply and demand and clearly we have been having supply shortages for the past couple of years and with COVID-19 inventory is even lower; and yes, there are still buyers ready to buy! The truth is though, that even in a hot seller's market, buyers still have their limit and they will not make an offer on a house that they perceive to be over-priced.<br />
<br />
Why? Because people are too polite to make a low offer; they don't want to insult anyone. Or, they assume that sellers expect list price or close to list price and won't be willing to negotiate. Making an offer on a house is a big decision and there is a lot of work and emotions involved. They do not want to be disappointed and they don't want to waste their time. Buyers want to make offers that they believe they have a good chance of being accepted.<br />
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What about more marketing? Some sellers will ask their agent to do more marketing - more pictures, more advertising, more open houses - of course, open houses are not an option for now and may not be for a long time. Sure, these activities may help get buyers' attention but ultimately PRICE is the most important part of marketing. Price is what gets a property in front of the right buyers, not just people who are looking...<br />
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Home sellers who over-estimated the demand for their property have always had to adjust their pricing even in so-called sellers-markets. 2019 was a sellers market in Sudbury and there were 148 price reductions on single-family properties. In 2018, also a sellers market, there were 150 price reductions, and year-to-date as of 4/23/2020, there have been 32 price adjustments/reductions on 28 homes for sale in Sudbury. Data in Concord and other nearby towns is similar. <a href="https://www.marilynmessenger.com/price-reductions" target="_blank">Click for real-time price reductions.</a><br />
<br />
Pricing a house for the market is not an exact science and although we can look at "comps" - comparable properties that are currently for sale along with sales pending and closed sales, but the data does not always reflect what a buyer would actually be willing to pay. Market conditions are fluid and are always changing. The Corona-virus is certainly teaching us that we can't depend on how markets behaved yesterday, all we can do is adjust.<br />
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Thinking about selling your home? Although no one can predict how future markets will react, there are always things that need to be done to plan for your move. Understanding your options and having a solid plan in place will be the keys to your success when the time is right for you. It's never too soon to start planning, so let's talk soon. Conctact me anytime - marilynmessenger@realtor.com; 508-596-3501. Get the latest market information at www.marilynmessenger.com.<br />
<br />
<br />
<br /><div class="blogger-post-footer">Marilyn Messsenger is a Certified Residential Specialist and Accredited Buyer Representative serving Wayland, Sudbury, Maynard, Stow & the towns west of Boston. Find your next home at www.MarilynMessenger.com where you'll always get the latest real estate news and information. Start planning your move to today.</div>Marilyn Messenger, CRShttp://www.blogger.com/profile/15986136840279309390noreply@blogger.com0Sudbury, MA, USA42.3834278 -71.416172542.2896053 -71.577534 42.4772503 -71.254811tag:blogger.com,1999:blog-20591799.post-28894175166376007292020-02-04T12:53:00.000-05:002020-02-04T12:53:48.482-05:00Who's Your Agent? <br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjuRsXCc89wFMMVHSFAUeLKgkNo1JAnQvP2yYr27arrJPS8z-QXvYNqYLjD-6DYbf4VidD91Z_oIPPP4-tqkWIi9xP7m5F0mb-IbhqS8k8-YsJCDVSO_q1okx_hhgJxDRSP6OvMkA/s1600/Agent.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="547" data-original-width="877" height="199" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjuRsXCc89wFMMVHSFAUeLKgkNo1JAnQvP2yYr27arrJPS8z-QXvYNqYLjD-6DYbf4VidD91Z_oIPPP4-tqkWIi9xP7m5F0mb-IbhqS8k8-YsJCDVSO_q1okx_hhgJxDRSP6OvMkA/s320/Agent.jpg" width="320" /></a></div>
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More often than you’d expect, homeowners refer to the person
they bought their insurance from as their agent. It sounds reasonable but it is
definitely not accurate. That person is the agent of the insurance company and
they legally represent the company, not the customer. Even an independent agent
who can place a policy with different companies is still an agent of the
company.<br />
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<o:p></o:p></div>
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A mortgage officer, in most cases is an employee and
represents the company. And the same is true for a title or escrow officer.
It’s important to understand the actual relationship to know what you can
expect from them. Any businessperson who wants to stay in business must treat
their customers fairly and with a high degree of service. As a customer, you
should be able to reasonably expect honesty and accountability. The difference
is that employees owe their loyalty to their employer and agents owe their
loyalty to their principal.<br />
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<o:p></o:p></div>
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An agent owes more than just honesty and accountability. The
principal can expect complete disclosure, obedience, loyalty, reasonable skill
and care and confidentiality from their agent. This advocacy is very beneficial
during the buying or selling process to coordinate all aspects of the
transaction. The agent can bring valuable experience to your side of the
transaction to provide confidence that your best interests are being
represented from start to finish.<br />
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<o:p></o:p></div>
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Most states have a recognized procedure for the real estate
professional to create a formal relationship between themselves and a buyer or
seller. This requires a fiduciary/statutory responsibility that places the
principals’ interests above the agent’s own personal interests.<br />
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<o:p></o:p></div>
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In Massachusetts real estate brokers and salespeople/agents
are required to provide consumers the Massachusetts Mandatory Licensee-Consumer
Relationship Disclosure form at the first personal meeting with you to discuss
a specific property. The form explains the types of agency an agent can
provide. Although, this has been mandatory for years, many buyers who have
looked at properties with other agents often tell me they have never seen the
form! Consumers have a right to know who an agent represents.<o:p></o:p></div>
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Additionally, while a home seller is required to sign a written agreement in
order to list their home for sale with a REALTOR (member of the National
Association of Realtors), it is also in a buyer's best interest to have a
written agreement with an agent who is going to represent them as a buyer
agent. It clarifies expectations so there are no surprises or misunderstanding
about responsibilities and makes for a less stressful transaction. Click for more information about buyer agency<o:p></o:p></div>
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About the author: Marilyn Messenger is a local real estate broker
associated with Andrew Mitchell and Company, Concord. She has been representing
buyers and sellers in Concord, Wayland, Sudbury, Maynard, and the towns west of
Boston since 1993. She is a Certified Residential Specialist (less than 4% of
Realtors have achieved the CRS® designation), an Accredited Buyer
Representative and is an active member of the Real Estate Buyer Agency Council.
Messenger is also a Certified Luxury Homes Marketing Specialist and a Million
Dollar Guild Member. Visit www.MarilynMessenger.com<o:p></o:p></div>
<br /><div class="blogger-post-footer">Marilyn Messsenger is a Certified Residential Specialist and Accredited Buyer Representative serving Wayland, Sudbury, Maynard, Stow & the towns west of Boston. Find your next home at www.MarilynMessenger.com where you'll always get the latest real estate news and information. Start planning your move to today.</div>Marilyn Messenger, CRShttp://www.blogger.com/profile/15986136840279309390noreply@blogger.com0Concord, MA, USA42.4603719 -71.34894839999998342.366653899999996 -71.510309899999982 42.5540899 -71.187586899999985tag:blogger.com,1999:blog-20591799.post-20656065126351307502019-12-03T11:43:00.000-05:002019-12-03T12:00:59.198-05:00The Gift of Home Tax-free!<br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhqjyFwg-M2wbTU2hhS2GLksjV9vkOh_cG8k0o5w6L8UPhOseaIdvYHwZsgAOsobxhsO_ixhjbq-S_Z9hohz0qTB05V538kRmmsebExOzYeRp2ho6vbqjnT8ZAPclLjOy0G8h8rOA/s1600/House+with+bow.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="400" data-original-width="698" height="183" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhqjyFwg-M2wbTU2hhS2GLksjV9vkOh_cG8k0o5w6L8UPhOseaIdvYHwZsgAOsobxhsO_ixhjbq-S_Z9hohz0qTB05V538kRmmsebExOzYeRp2ho6vbqjnT8ZAPclLjOy0G8h8rOA/s320/House+with+bow.jpg" width="320" /></a></div>
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December is not only when we give gifts to our loved-ones for the holidays but it's also the time to review tax-saving options for 2019 and plan for 2020 and what could be a better gift than tax-free help with a down-payment for a new home?<br />
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Parents, grandparents, aunts and uncles, and even friends can start to pass along/gifting their estates while reducing inheritance taxes and getting to see their family enjoy the benefits of their gift<br />
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Under current IRS guidelines (please consult your accountant for tax advice and ramifications) each <br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi3zuBlQo7v1EA0MoOm8ukGYKCaXlyyyrNyXCOarZ98jcJB7OBCCiuK4VS8VPKLqwJjumni2z6RHAL31i1U33dbOFZoQC10JuKe20jr0wjZ0LyaPgJ3vwVj2JM3vKsYdIVnYmEAuA/s1600/tax+free.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="424" data-original-width="283" height="200" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi3zuBlQo7v1EA0MoOm8ukGYKCaXlyyyrNyXCOarZ98jcJB7OBCCiuK4VS8VPKLqwJjumni2z6RHAL31i1U33dbOFZoQC10JuKe20jr0wjZ0LyaPgJ3vwVj2JM3vKsYdIVnYmEAuA/s200/tax+free.jpg" width="133" /></a></div>
parent or relative can give up to $15,000 to each child or relative every year. That would mean that a mother and father can each give $15,000 a year to each son, daughter, and/or grandchild that would amount to $30,000 a year in total per couple for each person that you gift. <br />
<br />
If both sets of parents want to help with the down-payment on a house; each of the parents can give each borrower a gift of $15,000 per year. That would add up to $60,000 for both of you! That is a significant amount of tax-free money to help you buy a home for your family! Of course, a gift can also be less than $15,000, so give what you can.<br />
<br />
That amount is per calendar year and not based on every twelve months. That would mean that they could give $60,000 (or more) in December 2019 and an additional $60,000 (or more) in January<br />
<br />
2020. With less than one-month left , this is the time to bring up the subject with your family. What could make them happier than helping you buy a house and saving money on taxes?<br />
<br />
For most types of mortgage loans, you will need to have 5% of the amount of the down-payment on your own, however, there are exceptions. To find out the exceptions and details about how gift money can be applied to your down-payment contact a reputable mortgage broker.<br />
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More about tax-free gifts and life-time limits: <a href="https://smartasset.com/retirement/gift-tax-limits">https://smartasset.com/retirement/gift-tax-limits </a> <br />
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About the author: Marilyn Messenger, a licensed real estate broker, Certified Residential Specialist, and Accredited Buyer Representative, and Certified Luxury Homes Marketing Specialist is associated with Andrew Mitchell and Company in Concord has been representing home buyers and sellers in Wayland, Sudbury, Maynard, Stow, and Concord MA since 1993. www.MarilynMessenger.com for more. Visit <a href="http://www.marilynmessenger.com/">www.marilynmessenger.com</a> to see homes for sale, get the <a href="https://www.marilynmessenger.com/local-market-reports">latest real estate market reports</a>, and learn about having <a href="http://www.marilynmessenger.com/Web/AR438531/CustomContent/index/5227380">your own buyer agent</a> on your side. <br />
<br /><div class="blogger-post-footer">Marilyn Messsenger is a Certified Residential Specialist and Accredited Buyer Representative serving Wayland, Sudbury, Maynard, Stow & the towns west of Boston. Find your next home at www.MarilynMessenger.com where you'll always get the latest real estate news and information. Start planning your move to today.</div>Marilyn Messenger, CRShttp://www.blogger.com/profile/15986136840279309390noreply@blogger.com0Concord, MA, USA42.4603719 -71.34894839999998342.366653899999996 -71.510309899999982 42.5540899 -71.187586899999985tag:blogger.com,1999:blog-20591799.post-40216531271046077482019-01-03T11:55:00.000-05:002020-02-20T11:07:26.971-05:0010 Questions to Find Out if You're Qualified to Sell Your House<!--[if gte mso 9]><xml>
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<w:LsdException Locked="false" Priority="9" SemiHidden="true"
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<w:LsdException Locked="false" Priority="9" SemiHidden="true"
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<w:LsdException Locked="false" Priority="9" SemiHidden="true"
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<w:LsdException Locked="false" Priority="9" SemiHidden="true"
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<w:LsdException Locked="false" Priority="9" SemiHidden="true"
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<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 7"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
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<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 9"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" Priority="39" SemiHidden="true"
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<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 2"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 3"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
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<w:LsdException Locked="false" Priority="39" SemiHidden="true"
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<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 6"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
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<w:LsdException Locked="false" Priority="39" SemiHidden="true"
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<w:LsdException Locked="false" Priority="39" SemiHidden="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" Priority="35" SemiHidden="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" Priority="10" QFormat="true" Name="Title"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" Priority="1" SemiHidden="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" Priority="22" QFormat="true" Name="Strong"/>
<w:LsdException Locked="false" Priority="20" QFormat="true" Name="Emphasis"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" Priority="39" Name="Table Grid"/>
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<w:LsdException Locked="false" Priority="60" Name="Light Shading"/>
<w:LsdException Locked="false" Priority="61" Name="Light List"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1"/>
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<w:LsdException Locked="false" Priority="65" Name="Medium List 1"/>
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<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1"/>
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<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3"/>
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<w:LsdException Locked="false" Priority="72" Name="Colorful List"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 1"/>
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<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 1"/>
<w:LsdException Locked="false" SemiHidden="true" Name="Revision"/>
<w:LsdException Locked="false" Priority="34" QFormat="true"
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<w:LsdException Locked="false" Priority="30" QFormat="true"
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<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 1"/>
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<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 2"/>
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<w:LsdException Locked="false" Priority="61" Name="Light List Accent 3"/>
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<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 4"/>
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<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 5"/>
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<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 5"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 5"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 6"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 6"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 6"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 6"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 6"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 6"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 6"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 6"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 6"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 6"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 6"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 6"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 6"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 6"/>
<w:LsdException Locked="false" Priority="19" QFormat="true"
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<w:LsdException Locked="false" Priority="21" QFormat="true"
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<w:LsdException Locked="false" Priority="31" QFormat="true"
Name="Subtle Reference"/>
<w:LsdException Locked="false" Priority="32" QFormat="true"
Name="Intense Reference"/>
<w:LsdException Locked="false" Priority="33" QFormat="true" Name="Book Title"/>
<w:LsdException Locked="false" Priority="37" SemiHidden="true"
UnhideWhenUsed="true" Name="Bibliography"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="TOC Heading"/>
<w:LsdException Locked="false" Priority="41" Name="Plain Table 1"/>
<w:LsdException Locked="false" Priority="42" Name="Plain Table 2"/>
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<br />
Most people think that being qualified is for home buyers and that it means
being pre-approved for a mortgage. Being qualified is not just for buyers,
sellers also need to be qualified! <br />
<br />
Sure, anyone who owns a property can sell it (assuming there are <br />
no legal
restrictions) but owning a property does not make for a “qualified” seller. In
real estate, the definition of qualified is “ready, willing, and able.” Buyers
and sellers both need to be ready, willing, and able; that means financially,
logistically and emotionally. <br />
Here are some questions to answer to determine if you are qualified to sell:<br /><br />
1.<span style="font-size: 7.0pt;"> </span>Do you have enough
equity in your house to cover closing and moving costs or else have enough cash
to bring to the closing table?<br />
<br />
2.<span style="font-size: 7.0pt;"> </span>Are you and everyone
involved committed to selling? Do your spouse and/or children want to move? Do
you have adult children who have their own ideas about the house and what you
should be doing?<br />
<br />
3.<span style="font-size: 7.0pt;"> </span>Is your house ready
to go on the market? Has it been de-cluttered with everything in working
condition, fixed or replaced, fresh paint, refinished floors, lighting,
landscaping, etc., with updates that will appeal to today’s buyers?<br />
<br />
4.<span style="font-size: 7.0pt;"> </span>If you plan to sell “as is”
and are you willing to reflect that in your list price?<br />
<br />
5.<span style="font-size: 7.0pt;"> </span>Do you have a place to go
when you sell?<br /><br />
6.<span style="font-size: 7.0pt;"> </span>Do you have the
money/financing to buy a new property before you close on your current home?<br /><br />
7.<span style="font-size: 7.0pt;"> </span>If you need to sell
before you can buy, is temporary housing a realistic option for you, your
family, pets…until you can find the right home? Inventory is extremely low
right now, it could take a while.<br />
<br />
8.<span style="font-size: 7.0pt;"> </span>Are you willing and
able to make some compromises/trade-offs?<br />
<br />
9.<span style="font-size: 7.0pt;"> </span>Do you
have a realistic understanding of the current market and will you listen to
feedback? <br />
<br />
10.<span style="font-size: 7.0pt;"> </span>Are you ready to detach
yourself from the memories you made in the house?<br />
Selling your home is a lot of work and can certainly be stressful. Making
sure you are qualified/ready, willing and able will make the process easier and
result in a better outcome for everyone involved!<br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgfsSq4eSKRF3r3PPEBiX7BVflQls0DcMGSlsNLpVngBRYNpKwU-VHpe94anosrIdPDvZK2rc-NfuOARMOG76TuEOGWdEeUmIxTr3glHHNZoktCiVKXBTchAdLA0MG1gQmeyTQ1ZQ/s1600/Qualified+stamp.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="693" data-original-width="693" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgfsSq4eSKRF3r3PPEBiX7BVflQls0DcMGSlsNLpVngBRYNpKwU-VHpe94anosrIdPDvZK2rc-NfuOARMOG76TuEOGWdEeUmIxTr3glHHNZoktCiVKXBTchAdLA0MG1gQmeyTQ1ZQ/s320/Qualified+stamp.jpg" width="320" /></a></div>
<br />
----------------------------------------------<br />
Marilyn Messenger is a licensed real estate broker, Certified Residential
Specialist, Accredited Buyer Representative, and Certified Luxury Homes
Marketing Specialist/Million Dollar Guild Member associated with Andrew
Mitchell and Company, Concord. With 25+ years of experience in Concord,
Sudbury, Wayland, Maynard, Stow and the towns west of Boston, Marilyn will make
the selling and/or buying process efficient and cost effective for you. Visit <span class="MsoHyperlink"><a href="http://www.marilynmessenger.com/">http://www.MarilynMessenger.com</a></span>
for more.<br />
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<![endif]--><div class="blogger-post-footer">Marilyn Messsenger is a Certified Residential Specialist and Accredited Buyer Representative serving Wayland, Sudbury, Maynard, Stow & the towns west of Boston. Find your next home at www.MarilynMessenger.com where you'll always get the latest real estate news and information. Start planning your move to today.</div>Marilyn Messenger, CRShttp://www.blogger.com/profile/15986136840279309390noreply@blogger.com0Concord, MA, USA42.4603719 -71.34894839999998342.366653899999996 -71.510309899999982 42.5540899 -71.187586899999985tag:blogger.com,1999:blog-20591799.post-77391679072935638042018-11-20T16:09:00.000-05:002018-11-20T16:13:30.332-05:004478 Reasons to List Your House For Sale Over the Holidays<table cellpadding="0" cellspacing="0" class="tr-caption-container" style="-webkit-text-stroke-width: 0px; background-color: transparent; color: black; float: right; font-family: Times New Roman; font-size: 16px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 8px; margin-left: 16px; orphans: 2; padding-bottom: 6px; padding-left: 6px; padding-right: 6px; padding-top: 6px; text-align: right; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;"><tbody style="margin-bottom: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">
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Holiday Season is a Great Time to Sell!</div>
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The holiday season is such a hectic time for people. Getting together with family and friends, traveling, shopping, decorating, company parties, charity events... </div>
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So why would a home-seller keep their house on the market and even more, why would anyone list their house for sale during this busy time? A lot of real estate agents (who don't work over the holidays) will tell you that no one buys houses over the holidays anyway and you'll get more money if you wait until Spring like everyone else does, right?</div>
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Well actually, there are 4478 reasons why! That is the number of single-family and condominium home sellers in Middlesex County who accepted offers on their houses last year between Thanksgiving and January 2. That includes 6 in Sudbury, 14 in Wayland, 17 in Concord, and 8 in Maynard. In Weston, there were 14, 10 in Hudson, and in Acton there were 14.</div>
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Sale prices for the properties that accepted offers during the holidays ranged from $160,000 for a condominium in Acton to $5,345,000 for a luxury estate in Weston; and all prices ranges in between. </div>
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So why do houses sell over the holidays? Because:</div>
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<li>Buyers have time to look; unused vacation days; companies give their employees extra time for shopping.</li>
<li>Holiday/year-end bonuses.</li>
<li>Pay-raises.</li>
<li>Motivated buyers who missed out or were out-bid in the Spring, Summer and Fall markets.</li>
<li>New jobs - companies hire for the new year. Relocating buyers need to make decisions soon.</li>
<li>People get engaged, married, combine households and need more space.</li>
<li>Visiting family brings out the nesting instinct.</li>
<li>Down-payment holiday gifts - click here to out how your family can give money tax-free.</li>
<li>Good deals; buyers are seeing price reductions from sellers who are ready to move.</li>
<li>People are in the mood to shop and there's nothing better than buying a house!</li>
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As for selling for more money in the Spring, if you are selling your house you are most likely going to buy another place to live. If prices are higher in the Spring, then you will also pay more for your next house. You may sell for less at this time of year but you will also pay less. If your end-goal is to buy another house, then understand that selling is just a step n the process toward buying. You will be ready to act as soon as houses come on the market while other buyers are waiting to sell.</div>
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So if your house is currently on the market, hang in there; the inconvenience can be worth it. If you are planning to sell, do it now. You'll be ahead of the competition and be ready to move forward.</div>
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If you are ready to buy or sell in Concord, Wayland, Sudbury, or any of the towns west of Boston - call Marilyn at 508-596-3501 or visit <a href="http://www.marilynmessenger.com/">www.marilynmessenger.com</a> to see homes for sale in Massachusetts.</div>
<b></b><i></i><u></u><sub></sub><sup></sup><strike></strike><br /><div class="blogger-post-footer">Marilyn Messsenger is a Certified Residential Specialist and Accredited Buyer Representative serving Wayland, Sudbury, Maynard, Stow & the towns west of Boston. Find your next home at www.MarilynMessenger.com where you'll always get the latest real estate news and information. Start planning your move to today.</div>Marilyn Messenger, CRShttp://www.blogger.com/profile/15986136840279309390noreply@blogger.com0Concord, MA, USA42.4603719 -71.34894839999998342.366653899999996 -71.510309899999982 42.5540899 -71.187586899999985tag:blogger.com,1999:blog-20591799.post-36926298383281157672018-10-24T15:22:00.002-04:002019-12-03T11:35:05.111-05:00Down-Payment Gifts Save Taxes! <div class="separator" style="clear: both; text-align: left;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhXnHUYx5Nrr8e1PbKtV4DhDS0xSJSy-505ilb0Oo_hZTHmBscisUejnDOdt0o-rSgIkIEFO1vil25LTuaztLXeSwmYRwKG4hJWqqGH2qih0hRQb7EMPuU6ccoUzIyZ1KkRTIETnQ/s1600/House+with+bow.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="400" data-original-width="698" height="182" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhXnHUYx5Nrr8e1PbKtV4DhDS0xSJSy-505ilb0Oo_hZTHmBscisUejnDOdt0o-rSgIkIEFO1vil25LTuaztLXeSwmYRwKG4hJWqqGH2qih0hRQb7EMPuU6ccoUzIyZ1KkRTIETnQ/s320/House+with+bow.jpg" width="320" /></a><span style="font-family: "verdana" , sans-serif;"><span style="font-family: "veranda"; font-size: small;"><span style="background-color: transparent; color: black; display: inline; float: none; font-family: "veranda"; font-size: 16px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;"><br />What could be a better gift than tax-free help with a
down-payment on a home?<br /></span></span></span></div>
<span style="font-family: "verdana" , sans-serif;"><span style="font-family: "veranda"; font-size: small;"><span style="background-color: transparent; color: black; display: inline; float: none; font-family: "veranda"; font-size: 16px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
</span><b></b><i></i><u></u><sub></sub><sup></sup><strike></strike></span></span>
<span style="font-family: "verdana" , sans-serif;"><span style="font-family: "veranda"; font-size: small;">Parents, grandparents, aunts and uncles, and even friends
can start to pass along/gifting their estates while reducing inheritance
taxes and getting to see their family enjoy the benefits of their
gift</span></span><span style="font-family: "veranda"; font-size: small;">
</span><br />
<div>
<span style="font-family: "veranda"; font-size: small;">Under current IRS guidelines (please consult your accountant for tax
advice and ramifications) each parent or relative can give up to $15,000 to each child or relative every year. That would mean that a mother and
father can each give $15,000 a year to each son, daughter, and/or
grandchild that would amount to $30,000 a year in total per couple for each person that you gift. </span></div>
<span style="font-family: "veranda"; font-size: small;">
</span>
<div>
<span style="font-family: "veranda"; font-size: small;"><br /></span></div>
<span style="font-family: "veranda"; font-size: small;">
<div>
If both sets of
parents want to help with the down-payment on a house; each of the
parents can give each borrower a gift of $15,000 per year. That would
add up to $60,000 for both of you! That is a significant amount of
tax-free money to help you buy a home for your family! Of course, a gift
can also be less than $15,000, so give what you can.</div>
<br />
That amount is per calendar year and not based on every twelve months.
That would mean that they could give $60,000 (or more) in December 2019 and an additional $60,000 (or more) in January <div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhwlRJBvPCIQ8CNHPPTJ4DxbuFwcc7Y_TjU8ZqJ6Vu0ANp9YUDpx5s_zxYff_vmQkMeERdRGL6jyPyEqMLkeXVBL9kn68OaPL3PyvTeKQoChTdHjG7_VAkxuOwNOB8t7iMHJW8-oQ/s1600/tax+free.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="424" data-original-width="283" height="200" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhwlRJBvPCIQ8CNHPPTJ4DxbuFwcc7Y_TjU8ZqJ6Vu0ANp9YUDpx5s_zxYff_vmQkMeERdRGL6jyPyEqMLkeXVBL9kn68OaPL3PyvTeKQoChTdHjG7_VAkxuOwNOB8t7iMHJW8-oQ/s200/tax+free.jpg" width="133" /></a></div>
2020. With less than one-month left , this is the time to bring up the subject with
your family. What could make them happier than helping you buy a house
and saving money on taxes?<br />
<br />
For most types of mortgage loans, you will need to have 5% of the amount
of the down-payment on your own, however, there are exceptions. To find
out the exceptions and details about how gift money can be applied to
your down-payment contact a reputable mortgage broker. </span><br />
<div>
<span style="font-family: "veranda"; font-size: small;"><br /></span></div>
<div>
<span style="font-family: "veranda"; font-size: small;">More about tax-free gifts and life-time limits: <a href="https://smartasset.com/retirement/gift-tax-limits" target="_blank">https://smartasset.com/retirement/gift-tax-limits </a> </span></div>
<div>
<span style="font-family: "veranda"; font-size: small;"><br /></span>
<span style="font-family: "veranda"; font-size: small;">--------------------------------------<br />About
the author: Marilyn Messenger, a licensed real estate broker, Certified
Residential Specialist, and Accredited Buyer Representative, and Certified Luxury Homes Marketing Specialist is associated
with Andrew Mitchell and Company in Concord has been representing home
buyers and sellers in Wayland, Sudbury, Maynard, Stow, and Concord MA
since 1993. www.MarilynMessenger.com for more. </span><span style="font-family: "veranda";">Visit </span><a href="http://www.marilynmessenger.com/" style="font-family: veranda;">www.marilynmessenger.com</a><span style="font-family: "veranda";"> to see homes for sale, get the </span><a href="https://www.marilynmessenger.com/local-market-reports" style="font-family: veranda;" target="_blank">latest real estate market reports</a><span style="font-family: "veranda";">, and learn about having </span><a href="http://www.marilynmessenger.com/Web/AR438531/CustomContent/index/5227380" style="font-family: veranda;">your own buyer agent</a><span style="font-family: "veranda";"> on your side. </span><br />
<b></b><i></i><u></u><sub></sub><sup></sup><strike></strike><br /></div>
<div class="blogger-post-footer">Marilyn Messsenger is a Certified Residential Specialist and Accredited Buyer Representative serving Wayland, Sudbury, Maynard, Stow & the towns west of Boston. Find your next home at www.MarilynMessenger.com where you'll always get the latest real estate news and information. Start planning your move to today.</div>Marilyn Messenger, CRShttp://www.blogger.com/profile/15986136840279309390noreply@blogger.com0Concord, MA, USA42.4603719 -71.34894839999998342.366653899999996 -71.510309899999982 42.5540899 -71.187586899999985tag:blogger.com,1999:blog-20591799.post-85484570698186790422018-10-08T16:38:00.001-04:002018-10-09T10:51:44.690-04:00Columbus Day Sales in Full Swing - Houses Too!<iframe allowfullscreen="" height="270" scrolling="no" src="https://abcnews.go.com/video/embed?id=58347070" style="border: none;" width="550"></iframe><br />
<br />
Yes, retail stores are starting their holiday sales on Columbus Day! Too soon? Well, maybe, but not for homeowners who want to sell their houses and homebuyers who want move before the holidays or at least before the winter...who wants to be moving in the snow and ice?<br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiOuGVlVmwab6VRUCwMuCPExdfo26IYW9e9rlH5iWJU9XPZTgWo_MlhaC3CIXyZcyzv5ZlEaIMaO6SC47ZP2-9SInvcTfJegi3PJc74Z9ocbS9yB_zBd7iPtLj_U7F4Eu9dwvC9NQ/s1600/Fotolia_54892275_M.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"></a></div>
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiOuGVlVmwab6VRUCwMuCPExdfo26IYW9e9rlH5iWJU9XPZTgWo_MlhaC3CIXyZcyzv5ZlEaIMaO6SC47ZP2-9SInvcTfJegi3PJc74Z9ocbS9yB_zBd7iPtLj_U7F4Eu9dwvC9NQ/s1600/Fotolia_54892275_M.jpg" imageanchor="1" style="-webkit-text-stroke-width: 0px; background-color: transparent; clear: right; color: #0066cc; float: right; font-family: Times New Roman; font-size: 16px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 1em; margin-left: 1em; orphans: 2; text-align: center; text-decoration: underline; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;"><img border="0" data-original-height="1378" data-original-width="1378" height="200" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiOuGVlVmwab6VRUCwMuCPExdfo26IYW9e9rlH5iWJU9XPZTgWo_MlhaC3CIXyZcyzv5ZlEaIMaO6SC47ZP2-9SInvcTfJegi3PJc74Z9ocbS9yB_zBd7iPtLj_U7F4Eu9dwvC9NQ/s200/Fotolia_54892275_M.jpg" width="200" /></a>Serious sellers who are putting their houses on the market now need to make sure they are pricing their homes realistically and those who have been on the market for a while and over estimated what buyers would be willing to pay need to reduce their prices; and many are doing that. We're seeing price reductions everyday in towns where you may not expect it - Concord, Weston, Newton, Arlington, Wayland, etc.. Luxury home buyers have some especially good opportunities right now. If you are planning to buy a house and want to be in for the holidays or soon after, Columbus Day is the day to get going!<br />
<b></b><i></i><u></u><sub></sub><sup></sup><strike></strike><br />
Unlike shopping for clothing, electronics, mattresses, or even a car where you can get same day <br />
pickup or take possession within a couple of days, it takes time to close on a house. If you're selling you need to get the house ready and your agent needs time to market the property in order to secure the right buyer. If you are buying, you need to contract with a buyer agent, decide on a property, do your due diligence, have your home inspection, have your attorney review documents and have your mortgage approved and cleared to close.<br />
<br />
The timeline from offer acceptance to closing on a home is generally 45 to 60 days. Some lenders can get everything done in 30 days if all of your paperwork is in order and the appraisal can be completed quickly, but that is too stressful for most buyers and most offer 45 to 60 days. Even cash deals can take a couple of weeks - title searches and paperwork still need to be completed by attorneys, etc.<br />
<br />
The Fall real estate market is in process and if you want to be home for the holidays, take a page from retailers and start now. Oh and about those great retail sales, it's a good idea to hold off on your purchases and not run up debt on your credit cards. Lenders don't like to see a lot of new debt when they are reviewing your eligibility for a mortgage. They'll be plenty of bargains, especially on home-goods, after the holidays... and you'll have a great time filling your new home! <a href="http://www.marilynmessenger.com/" target="_blank">Check out homes for sale and contact me if you'd like to be home for the holidays - </a><a href="https://www.marilynmessenger.com/" target="_blank">https://www.marilynmessenger.com</a><br />
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<a href="https://www.marilynmessenger.com/recommendations-for-marilyn-messenger" target="_blank">About Marilyn - </a><a href="https://www.marilynmessenger.com/recommendations-for-marilyn-messenger" target="_blank">https://www.marilynmessenger.com/recommendations-for-marilyn-messenger</a><br />
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<br /><div class="blogger-post-footer">Marilyn Messsenger is a Certified Residential Specialist and Accredited Buyer Representative serving Wayland, Sudbury, Maynard, Stow & the towns west of Boston. Find your next home at www.MarilynMessenger.com where you'll always get the latest real estate news and information. Start planning your move to today.</div>Marilyn Messenger, CRShttp://www.blogger.com/profile/15986136840279309390noreply@blogger.com0Concord, MA, USA42.4603719 -71.34894839999998342.366653899999996 -71.510309899999982 42.5540899 -71.187586899999985tag:blogger.com,1999:blog-20591799.post-14461729242767395272018-08-30T15:48:00.000-04:002018-08-30T16:05:51.084-04:00Summer Surprises! What Really Happened in Real Estate...<div class="text-container galileo-ap-content-editor">
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<tr><td class="tr-caption" style="text-align: center;"><a href="https://www.marilynmessenger.com/sudbury-market-report" target="_blank"><b>More Sales and More Price Changes in Sudbury</b></a></td></tr>
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There were lots of headlines and news stories during the summer about fewer homes sales and higher prices.</div>
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While that is true for most places, all real estate is local and
you may be surprised that Y-T-D through 7/31, there were actually more
sales and either flat or lower sale prices in some of the towns west
of Boston. The other data that is not reported are price reductions;
even in the hot seller's market, there were price reductions. Reading
headlines can be misleading and there were home-sellers who thought they
could list their houses for whatever price they wanted and after a
while on the market realized that correct pricing matters in any market. </div>
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Check out what happened in the<a href="https://www.marilynmessenger.com/local-market-reports" target="_blank"> Sudbury, Wayland, Concord, Maynard, and Stow markets and also see the latest report for luxury properties in the Greater Boston area.</a></div>
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<a href="mailto:marilynmessenger@realtor.com" style="color: #09a3ba; font-style: normal; font-weight: normal; text-decoration: underline;" target="_blank">Contact</a> me anytime if you are interested in information about other towns or specific properties.</div>
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<a href="https://www.marilynmessenger.com/search-for-homes" target="_blank">Easy Home Search - No signup required</a></div>
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<div class="blogger-post-footer">Marilyn Messsenger is a Certified Residential Specialist and Accredited Buyer Representative serving Wayland, Sudbury, Maynard, Stow & the towns west of Boston. Find your next home at www.MarilynMessenger.com where you'll always get the latest real estate news and information. Start planning your move to today.</div>Marilyn Messenger, CRShttp://www.blogger.com/profile/15986136840279309390noreply@blogger.com0Concord, MA, USA42.4603719 -71.34894839999998342.366653899999996 -71.510309899999982 42.5540899 -71.187586899999985tag:blogger.com,1999:blog-20591799.post-56545939545579132602018-07-30T15:32:00.000-04:002018-07-30T15:32:52.322-04:00Summer Mark-Downs in August - Appliances, Furniture, Clothing...And Houses Too!August is mark-down time! ! Appliances, home furnishings, back to school items, clothing, gas grills, air conditioners...just about everything goes on sale in August making it a great time to get the deal you've been waiting for and that may include the dream home you've had your eye on but thought the price was a too high for you to make an offer.<br />
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Sure, the housing market is still hot and there are some bidding wars happening and buyers need to be prepared to step up, but as hot as the market may be, things are slowing down. August is always the time of year when we see price reductions. Sellers who were overly optimistic when they priced their houses finally recognize that they may not sell for the amount they wanted and are ready adjust their expectations. They know that they've missed out on the buyers who needed to be in for the start of the school year and if they are serious about moving, they will do what is necessary.<br />
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Back in May, I wrote a post entitled <a href="http://sudburyrealestate.blogspot.com/2018/05/price-reductions-in-hot-market.html" target="_blank">"Price Reductions in a Hot Market"</a> that talked about the fact that price reductions were happening and some of the reasons why. Many of those houses have sold but others still have not. There were sellers who held off adjusting their prices and waited until July and going into August are ready to make a deal! And by the way, you may be surprised to hear that these reductions are happening in towns you never thought you would see them in - Concord, Sudbury, Wayland, Weston, and even Newton!<br />
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<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg7072lJu6R9HDKSk7lu3tnMhhD5iT47SjhyJ8MhevTjaEh3EZ8SiE4apQqdE3bsJbfax7_Zd7vyBNLs5gEeAk71EoNQqN0mrpOdf8SKC4giLtMJxdbM9QhVQSGvVvIgm57ima0lw/s1600/Concord+12+month+activity+7-30.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="219" data-original-width="705" height="122" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg7072lJu6R9HDKSk7lu3tnMhhD5iT47SjhyJ8MhevTjaEh3EZ8SiE4apQqdE3bsJbfax7_Zd7vyBNLs5gEeAk71EoNQqN0mrpOdf8SKC4giLtMJxdbM9QhVQSGvVvIgm57ima0lw/s400/Concord+12+month+activity+7-30.png" width="400" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><span style="color: #cc0000;"><b>Concord - 87 price reductions during the 12 months ending 7-30-2018</b></span></td><td class="tr-caption" style="text-align: center;"></td><td class="tr-caption" style="text-align: center;"></td><td class="tr-caption" style="text-align: center;"></td><td class="tr-caption" style="text-align: center;"></td></tr>
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiABbnEy0iVrvHjB6Hga8mQl1iBAh8o-PBeiAdeKLT-XthHf3q_0YpUUvhuR3WdUlFtWQYrZFx4JDGkRweASVwtCQLcH_e5uFHcSPynM9QD9AULKjSv0V0kQiGu2ybAYG-BL6F80A/s1600/Sudbury+12+months+ending+7-30.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="219" data-original-width="705" height="123" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiABbnEy0iVrvHjB6Hga8mQl1iBAh8o-PBeiAdeKLT-XthHf3q_0YpUUvhuR3WdUlFtWQYrZFx4JDGkRweASVwtCQLcH_e5uFHcSPynM9QD9AULKjSv0V0kQiGu2ybAYG-BL6F80A/s400/Sudbury+12+months+ending+7-30.png" width="400" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><span style="color: #cc0000;"><b>Sudbury - 127 Price Reductions during 12 months ending 7-30-2018</b></span></td></tr>
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So whether you were one of the many buyers who lost out to higher bids in the Spring or just starting to look and wondering if you'll be able to get an offer accepted, this is the time! Remember though, markets change continuously and come mid-September, they'll be a whole new group of buyers competing again. If you want to take advantage of August sale month, visit <a href="http://www.marilynmessenger.com/">www.MarilynMessenger.com</a> where you can see homes for sale and <a href="mailto:marilynmessenger@realtor.com" target="_blank">contact me</a> to talk about which sellers might be ready to make a deal!<div class="blogger-post-footer">Marilyn Messsenger is a Certified Residential Specialist and Accredited Buyer Representative serving Wayland, Sudbury, Maynard, Stow & the towns west of Boston. Find your next home at www.MarilynMessenger.com where you'll always get the latest real estate news and information. Start planning your move to today.</div>Marilyn Messenger, CRShttp://www.blogger.com/profile/15986136840279309390noreply@blogger.com0Concord, MA, USA42.4603719 -71.34894839999998342.366653899999996 -71.510309899999982 42.5540899 -71.187586899999985tag:blogger.com,1999:blog-20591799.post-90837295567083473372018-07-10T10:39:00.001-04:002018-07-10T11:00:10.353-04:00Hot Times for Condos!<span style="font-family: inherit;">Everyone has heard by now that the real estate market is as hot as the weather this summer! The demand for condominiums, including townhouses, detached single-family, duplex, and high-rise and mid-rise apartment-styles is especially high. This is partly due to the lack of supply of single-family homes for sale but also because condominiums offer the easy life-style that is attractive to first-time buyers, down-sizers, and anyone who wants to enjoy the benefits of home-ownership without a lot of the work.</span><br />
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgLAPPzy5FY8Fg5zjgTuvHM-GqBqhb92T-zS7PbNEEPkVr1_-KaNmfIj-mH-l3GsmfNmiOXuV98zfDyD9WNgwlLP4LCyh6H6t53vWM-QMMKM7D6v2AQ9I1AgJ6j9wvcPUb74qUJzw/s1600/Recency+2+-+2-20.JPG" imageanchor="1" style="background-color: transparent; clear: right; color: #0066cc; float: right; font-family: "times new roman"; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 1em; margin-left: 1em; text-align: center; text-decoration: underline; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;"><img border="0" data-original-height="480" data-original-width="640" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgLAPPzy5FY8Fg5zjgTuvHM-GqBqhb92T-zS7PbNEEPkVr1_-KaNmfIj-mH-l3GsmfNmiOXuV98zfDyD9WNgwlLP4LCyh6H6t53vWM-QMMKM7D6v2AQ9I1AgJ6j9wvcPUb74qUJzw/s320/Recency+2+-+2-20.JPG" width="320" /></a><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgLAPPzy5FY8Fg5zjgTuvHM-GqBqhb92T-zS7PbNEEPkVr1_-KaNmfIj-mH-l3GsmfNmiOXuV98zfDyD9WNgwlLP4LCyh6H6t53vWM-QMMKM7D6v2AQ9I1AgJ6j9wvcPUb74qUJzw/s1600/Recency+2+-+2-20.JPG" imageanchor="1" style="margin-left: auto; margin-right: auto;"><br />
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<tr><td class="tr-caption" style="text-align: center;"><b>The Regency at Stow, still under construction, is sold out!</b></td></tr>
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<span style="font-family: inherit;">New communities that are being built for active adults/55+ are selling out faster than they can be completed. The Regency at Stow, a 66 unit development is sold out. Highcrest at Meadow Walk near the Whole Foods in Sudbury is also moving fast with 13 units already under contract. There have also been resales at Mohoney Farms and Dudley Brook in Sudbury; and at WestRidge in Hudson. </span><br />
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi8ElM068CfTZfZgLgPPkhn93pI3m7D6_ysgWWIQqAaJkT8dR21q4n3QBVIaKGcyU3q5XgKzV7t0hZIEsgE7r0K-3VXmGtpjLpejB57m6ImG0W5hRd4WK44t_g1MHnoGPw7zSdFew/s1600/1_front2+%25282%2529.jpg" imageanchor="1" style="clear: right; margin-bottom: 1em; margin-left: auto; margin-right: auto;"><img border="0" data-original-height="731" data-original-width="973" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi8ElM068CfTZfZgLgPPkhn93pI3m7D6_ysgWWIQqAaJkT8dR21q4n3QBVIaKGcyU3q5XgKzV7t0hZIEsgE7r0K-3VXmGtpjLpejB57m6ImG0W5hRd4WK44t_g1MHnoGPw7zSdFew/s320/1_front2+%25282%2529.jpg" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><b>SOLD at WestRidge - Single family condo - $595,000</b></td></tr>
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<span style="font-family: inherit;">As the supply of non-age restricted condominiums continues to remain low, prices are continuing to rise!</span><br />
<span style="font-family: inherit;"></span><br />
<span style="font-family: inherit;">Year-to-date, the median sale price of $454,950 for all styles of condominiums in Middlesex County is up 7.05% over last year and the average price of $510,365.42 increased by 5.60%.</span><br />
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<span style="font-family: inherit;">Good news for sellers but tough times for buyers who need to be prepared to step up and in many cases be willing to compete, especially for units that are completely updated and move-in ready. For buyers who are willing to do some updating on their own, competition is a bit less fierce.</span><br />
<span style="font-family: inherit;"></span><br />
<span style="font-family: inherit;">If you are looking for easy living in a great location near Concord, Acton, and Sudbury, here is an excellent opportunity at <a href="https://www.marilynmessenger.com/deer-hedge-run-deer-path-maynard-ma" target="_blank">Deer Hedge Run </a>in Maynard that's listed for $290,000 with 3 finished levels plus a full basement, 2016 furnace and a/c, an eat-in kitchen, open-concept living/dining room, and parking directly in front of the unit. <a href="https://www.marilynmessenger.com/-/ListingSearch/results/?display_page=1&from=quick_redirect" target="_blank">Click for details</a>. </span><br />
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<span style="font-family: inherit;"> <iframe allow="autoplay; encrypted-media" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/Nt02NxkjnNc" width="560"></iframe></span><br />
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<span style="font-family: inherit;">Homes for sale at <a href="http://www.marilynmessenger.com/">www.marilynmessenger.com</a></span><br />
<a href="mailto:marilynmessenger@realtor.com" target="_blank"><span style="font-family: inherit;">Contact Marilyn</span></a><br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg8dbwq_vrpxY07t9p2SJBQlmut8cFYEgBwP338OtcGwZRCG2VDRi0wTwK0gZaJqeO_2QwleF0f2JYJxMUQCjQlwLa8LI6kKwpeC5CRT_LusXswG5vDzJVikH5tXNKkWbR1ljlOVQ/s1600/Sharon+C+Review.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="876" data-original-width="640" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg8dbwq_vrpxY07t9p2SJBQlmut8cFYEgBwP338OtcGwZRCG2VDRi0wTwK0gZaJqeO_2QwleF0f2JYJxMUQCjQlwLa8LI6kKwpeC5CRT_LusXswG5vDzJVikH5tXNKkWbR1ljlOVQ/s400/Sharon+C+Review.jpg" width="291" /></a></div>
<br /><div class="blogger-post-footer">Marilyn Messsenger is a Certified Residential Specialist and Accredited Buyer Representative serving Wayland, Sudbury, Maynard, Stow & the towns west of Boston. Find your next home at www.MarilynMessenger.com where you'll always get the latest real estate news and information. Start planning your move to today.</div>Marilyn Messenger, CRShttp://www.blogger.com/profile/15986136840279309390noreply@blogger.com0Concord, MA, USA42.4603719 -71.34894839999998342.366653899999996 -71.510309899999982 42.5540899 -71.187586899999985tag:blogger.com,1999:blog-20591799.post-76681097038164381402018-05-19T11:45:00.002-04:002018-05-31T10:52:16.067-04:00Price Reductions in a Hot MarketEveryone knows the real estate market is hot, right? Low inventory, multiple offers, homes selling at<br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj1xcIOEzicLNML9PlAhrWTpFDVZOMQYLpqLGWoXoUMXWxp6qYKXmnSxNt-QQuFu-unIqQ-QB_KVGDQK5c_3MG9mZXr6B2seoXU-gxkUnXq5ldUIDg1hNsFNdhh7oYP0xGGFlgtfw/s1600/Happy+Homeowner.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="388" data-original-width="309" height="200" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj1xcIOEzicLNML9PlAhrWTpFDVZOMQYLpqLGWoXoUMXWxp6qYKXmnSxNt-QQuFu-unIqQ-QB_KVGDQK5c_3MG9mZXr6B2seoXU-gxkUnXq5ldUIDg1hNsFNdhh7oYP0xGGFlgtfw/s200/Happy+Homeowner.jpg" width="158" /></a></div>
prices thousands and sometimes tens of thousands of dollars over asking...all good for home sellers! There's never been a better time to sell! Ask the price you want, put a few photos on the Internet, have an open house and voila, SOLD!<br />
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With all the hype, it's easy for a seller to over-estimate what buyers will pay and they are surprised to find out that even in the hottest market, an incorrectly/over-priced house will not meet market expectations and it will languish, become stale and buyers pass it by instead of making an offer. Or else if someone does make an offer it may be so much lower that the seller gets upset and refuses to negotiate.<br />
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A lot of home sellers are reluctant to acknowledge that their house is not priced correctly. After all, who likes to admit that they made a mistake or that the value of their home just isn't as much as they thought or wanted? So instead they try offering a credit, advertise that they will fix or replace something, take new photos, and insist that their real estate agent provide the "special marketing" to find the one buyer who will be willing to overpay. They will do anything other than what they know they need to do to fix the problem - change the price!<br />
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The reality is that sooner or later home sellers who really want to sell (motivation matters), will come around to the fact if they want to sell, they must reduce the price. But who would have thought that is be happening in Concord and Sudbury, two of the most desirable towns west of Boston? Well, it is! In Concord there have been 87 price reductions during the past 12 months and 22 during the month of May - as of 5/18. In Sudbury, there have been 75 price reductions Y-T-D and 36 month-to-date in May. And, it's happening in other places too! Pricing matters in any market, in any location!<br />
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Price reductions may not be what sellers want, but getting the house sold is the goal and reducing the price increases the opportunity to get a house listing in front of the right audience, stimulate interest and accomplish the intended goal. <br />
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And of course for buyers, seeing a price reduction might mean you can finally go after the house you've been waiting for! Keep in mind though, if you've been hoping for a price reduction on a particular house, chances are someone else has too. You still need to be prepared to step up and with the right help an experienced <a href="https://www.marilynmessenger.com/buyer-agency" target="_blank">buyer broker</a> to negotiate on your behalf, you can make it happen!<br />
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Find your next home at <a href="http://www.marilynmessenger.com/">www.marilynmessenger.com</a> - and don't forget to sign up for daily updates so you don't miss out on any new listings and price reductions.<br />
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<div class="blogger-post-footer">Marilyn Messsenger is a Certified Residential Specialist and Accredited Buyer Representative serving Wayland, Sudbury, Maynard, Stow & the towns west of Boston. Find your next home at www.MarilynMessenger.com where you'll always get the latest real estate news and information. Start planning your move to today.</div>Marilyn Messenger, CRShttp://www.blogger.com/profile/15986136840279309390noreply@blogger.com0Concord, MA, USA42.4603719 -71.34894839999998342.366653899999996 -71.510309899999982 42.5540899 -71.187586899999985tag:blogger.com,1999:blog-20591799.post-36216679836533941842018-05-12T12:34:00.000-04:002018-05-12T12:34:16.295-04:00Buying New Construction - Common Misconceptions<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
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<tr><td class="tr-caption" style="text-align: center;"><b>New Homes for Active Adults/55+</b></td></tr>
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Builder confidence is up! New single-family homes and condominiums are finally being built again and what’s better than having everything shiny and new, built with state-of-the art materials, energy efficient systems and appliances, and everything to fit the way you live, work, and play?</div>
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Given the choice, a lot of home buyers would prefer to purchase a new home than a house that someone else has lived in; especially buyers who don’t have the time, interest, or money for repairing or renovating a house that someone has lived in.</div>
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Whether you are a first-time buyer, moving-up, down-sizing/right-sizing, or someone who has bought and sold multiple times, if you have not purchased new construction before or you did it along time ago, you may have some misconceptions about buying new construction. Here are a few common misconceptions about new construction.</div>
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<b>Expectations</b></div>
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The biggest misconception about new construction is that because it’s new, it will be perfect! New houses are built by people and we all know that people are never perfect. A new house can have defects just like a resale. While home buyers expect and even look for things to be wrong with an older house that has been lived in, they don’t expect any issues in new house. Realistic expectations are important when buying any house so remember, there is no such thing as perfect!</div>
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Selections and Upgrades</b></div>
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One of the most fun things about buying a new home is that you get to pick out flooring, cabinets, counter-tops, appliances, tile, fixtures, etc. and have everything color-coordinated, up-to-date and just the way you want it. With so many choices it’s easy to get carried away with making selections that are so trendy that you may grow tired of them in a short-time. And, it’s also easy to pay for extra for upgrades that you may not need and that really don’t add value.</div>
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While it’s nice to have everything done at the same time by the builder, sometimes waiting and getting things done later on your own can be a better and more cost effective choice. If you decide to buy upgrades, buy for own enjoyment and don’t expect that you will get your money back when you sell. What you sell for will depend on the market at the time and as soon as you move-in, your new home becomes used! Buy what you like, don’t over-personalize and don’t do anything because you think it will be a money-maker later especially if you are buying in a large development of similar homes.</div>
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Home Inspections</b></div>
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A lot of people have the misconception that they don’t need to do a home inspection when buying new construction because everything is new, under warranty, and you’ll do a final walk-through and prepare a punch-list of items that the builder will fix.</div>
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Having a home inspection is just as important for a new house as for a resale. Remember, new is not perfect and there may be items that weren’t installed or not connected properly, etc. A walk-through is not the same as a thorough inspection by a professional home inspector. Buying a home is a big investment; don’t be “penny-wise and pound foolish.” Also, make sure you know exactly what items are under warranty and for how long!</div>
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<b>Non-Negotiable</b></div>
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That builders/developers don’t negotiate is another misconception about buying new construction. This is something that home buyers are led to believe by the on-site salesperson who represents the builder, and while most buyers would never accept that premise if they were buying a resale property, for some reason they believe it about new builds.</div>
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Builders are like every other seller and whether or not they will negotiate depends on a number of variables – the market, the size of the development, how far along the project is, how qualified you are, which items you want to negotiate about – price, terms, features, etc. Like every other seller, some builders are easier and friendlier and more financially stable than others; some are good business people and know when it pays to be flexible and others just dig in.</div>
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On-Site Sales</b></div>
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Another great thing about about buying new construction is that builders make it so easy to buy by building sales models and having an on-site agent/salesperson to help you.</div>
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The most important misconception that buyers have about new construction is that they cannot have or don't need a buyer agent/broker on their side. While the majority of home-buyers know that it makes sense to have their own buyer agent represent them and they want a professional whose fiduciary responsibility is to work on their behalf to get them the best deal, help them understand their options in the local market, help them do their due diligence, and negotiate on their behalf when they are buying a resale, many still think that when buying a new home it's OK to go directly to the on-site agent/salesperson and do whatever that seller's agent tells them to.</div>
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Unfortunately, too many buyers don't even think about getting their own representation until they've already been to the site, talked with the on-site seller's rep, given up a lot of personal and financial information, and decided to buy. And by then, it's too late!</div>
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Yes, you can have your own buyer agent and buying a new house does not take away your right to representation. The majority of new homes are listed on MLS (multiple listing service) just like resale listings, and the listings include an offer of cooperation and compensation to buyer agents. The builder will pay your agent's fee out of the proceeds of the sale, the same as any other seller!</div>
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BUT, some new construction seller agents will often include a note on the MLS that buyers do not see that stipulates "buyer agent MUST be present at the first showing." There's the catch! They know that buyers drive around and will often stop at a model home "just to look" and the next thing they decide to buy. On-site agents do not want buyers to have a buyer agent on their side; the seller's agent want to control the buying so they can maximize profits for the builder (and themselves!) I have had buyers tell me that they were told that they could not have a buyer agent because they came to the site without their agent.</div>
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Take away</b></div>
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If you already have an agreement with a buyer agent to represent you, make sure you do not go to any new construction sites without your agent.</div>
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If you are thinking about buying new construction and do not have a buyer agent, get one <u>before</u> you visit any new construction sites and before you talk with anyone on-site. That way when you decide to buy, you will have a agent on your side! By the way, make sure your agent knows the area and has experience as a buyer agent for new construction.</div>
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About the author: Marilyn Messenger is a licensed broker, Certified Residential Specialist, and Accredited Buyer Representative, associated with Andrew Mitchell and Company in Concord MA. She has been representing new construction home-buyers in Sudbury, Wayland, Maynard, Stow, and the towns west of Boston since 1993. Her clients have purchased new single-family homes, luxury properties and condominiums from both local and national builders. Her experience on a local Planning Board, Zoning Board, and board member of an HOA has been especially helpful to her new construction clients. Visit www.marilynmessenger.com for more. </div>
<b></b><i></i><u></u><sub></sub><sup></sup><strike></strike><br /><div class="blogger-post-footer">Marilyn Messsenger is a Certified Residential Specialist and Accredited Buyer Representative serving Wayland, Sudbury, Maynard, Stow & the towns west of Boston. Find your next home at www.MarilynMessenger.com where you'll always get the latest real estate news and information. Start planning your move to today.</div>Marilyn Messenger, CRShttp://www.blogger.com/profile/15986136840279309390noreply@blogger.com0tag:blogger.com,1999:blog-20591799.post-75326943958555720482018-03-22T16:24:00.002-04:002018-03-23T14:17:40.236-04:00Enough Shoveling? The Solution is Easy...<div class="separator" style="clear: both; text-align: center;">
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhVSMNMZEqDj63vHyzEJ7CC6fa8O94OKTSOGGcVBaf93a3_6c1vWzUhuEQAbNb41zCEFAkRunVxnpqynCpO3GhxeF8u-PBuKpYVlqTS2qweB7c0YgvhHuj68FuB3DmiYrq4FVkOLQ/s1600/snow+plowing.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="566" data-original-width="849" height="213" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhVSMNMZEqDj63vHyzEJ7CC6fa8O94OKTSOGGcVBaf93a3_6c1vWzUhuEQAbNb41zCEFAkRunVxnpqynCpO3GhxeF8u-PBuKpYVlqTS2qweB7c0YgvhHuj68FuB3DmiYrq4FVkOLQ/s320/snow+plowing.jpg" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Had Enough?</td></tr>
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Four Nor'easters in as many weeks! Had enough snow-shoveling? And if cleaning up after the snow isn't enough, wait there's more... Then comes the continuous cycle of wood repairs, roof repairs, gutter cleaning, painting, yard work/all those fallen tree branches, lawn maintenance... Are you ready for an easier life-style where you can relax and enjoy the comfort, convenience, and all the amenities you deserve without all the work?<br />
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If the answer is yes, here are a couple of options for easy living where you can have all the amenities and conveniences without all the work!<br />
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<span style="color: black;"><b>Listed for $619,000:</b></span> Single-family home at WestRidge in Hudson, a condominium development for active adults over 55. <a href="https://www.marilynmessenger.com/westridge-hudson-ma" target="_blank">Click here for information about WestRidge and to see an interactive floor, photos and details for this beautiful home.</a> Contact <a href="mailto:marilynmessenger@realtor.com">marilynmessenger@realtor.com</a> to schedule an appointment.<br />
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<tr><td style="text-align: center;"><img alt="https://www.marilynmessenger.com/westridge-hudson-ma" border="0" data-original-height="731" data-original-width="973" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhtY3UH0zPbEKKy1gXDriPbh2mDaDa0w7D_muq-lq6if59hvGWtBLWn_jSKMTHRjDRW3ek2qUs9hAIACxYC6dXSDcDFFf3FkuX0vj_YJKv2Eeent4WdeQdfotzkxHf0yyvGhC0Acg/s320/1_front2+%25282%2529.jpg" width="320" /></td></tr>
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Cul-de-sac location; Beautiful Meadow View!</div>
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While a lot of communities are age restricted to people who are over 55, there are communities that welcome people of all ages and these communities can be a great option for first-time home buyers or really anyone who wants the benefits of homeownership but is too busy or not interested in doing a lot of maintenance. <br />
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<b>Coming on the market in April!</b> <br />
All ages welcome at this Deer Hedge Run townhouse in Maynard, located near Acton, Concord, and Sudbury, has 3 finished levels, plus a full basement for storage, an open floor, parking for 2, and updated systems. Residents enjoy the heated pool, tennis court, clubhouse, and fitness room. Call 508-596-3501 for more information.<br />
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgxnjF_oehwj-c0iVMjL6Kx1rKqEVqj6SRdxl_7G2bPBc7YUF7ovLOdGOJiUH0CAq3JyRzSDoLz9WHYm9qTkNJJGWklmzxtIvsnumIGHSoT0PMHQggLpKwUrDqXJmvyY6oSmoDa1Q/s1600/3-5+Spring+Exterior.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="270" data-original-width="346" height="249" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgxnjF_oehwj-c0iVMjL6Kx1rKqEVqj6SRdxl_7G2bPBc7YUF7ovLOdGOJiUH0CAq3JyRzSDoLz9WHYm9qTkNJJGWklmzxtIvsnumIGHSoT0PMHQggLpKwUrDqXJmvyY6oSmoDa1Q/s320/3-5+Spring+Exterior.jpg" width="320" /></a></td></tr>
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Townhouse at <a href="https://www.marilynmessenger.com/deer-hedge-run-deer-path-maynard-ma" target="_blank">Deer Hedge Run</a></div>
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A condominium is a form of ownership and they include many styles - multi-family apartments, single-family, attached townhouses, converted 2/3 family houses, and duplex styles. If you would like to know more about options for condominium living in Concord, Sudbury, Wayland, Maynard and the towns west of Boston, please <a href="mailto:marilynmessenger@realtor.com" target="_blank">contact me anytime.</a> As a condominium owner and resident, I have helped dozens of buyers and sellers in the area over the past 25 years and I would be happy to help you! You can also visit marilynmesenger.com and click on the Condo tap.<div class="blogger-post-footer">Marilyn Messsenger is a Certified Residential Specialist and Accredited Buyer Representative serving Wayland, Sudbury, Maynard, Stow & the towns west of Boston. Find your next home at www.MarilynMessenger.com where you'll always get the latest real estate news and information. Start planning your move to today.</div>Marilyn Messenger, CRShttp://www.blogger.com/profile/15986136840279309390noreply@blogger.com0tag:blogger.com,1999:blog-20591799.post-25857143131968767062018-02-19T17:21:00.003-05:002018-02-19T17:21:27.161-05:00The Golden Rule for Home Buyers<!--[if gte mso 9]><xml>
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<br />
<div style="text-align: right;">
</div>
<div style="text-align: right;">
</div>
<div class="MsoNormal">
<br />
<div class="separator" style="clear: both; text-align: center;">
<span style="font-family: "trebuchet ms" , sans-serif;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjaoiZXDoaIribBHA389CvX_D5OxdMLq_9rMhLfj8hY5EscyJTZEl80dbk2A4fzwQEQ7Mre67AOT5WHM-WVHFABwP1J4iVWHPU8oI9WgUKZwkENtIl4EpyslJ9fv3fHCXC4i3oAaA/s1600/golden+rule.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="650" data-original-width="460" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjaoiZXDoaIribBHA389CvX_D5OxdMLq_9rMhLfj8hY5EscyJTZEl80dbk2A4fzwQEQ7Mre67AOT5WHM-WVHFABwP1J4iVWHPU8oI9WgUKZwkENtIl4EpyslJ9fv3fHCXC4i3oAaA/s320/golden+rule.jpg" width="226" /></a></span></div>
<br />
<span style="font-family: "trebuchet ms" , sans-serif;">Buying a home is an emotional experience that can bring out
the best and sometimes the worst in people. Even people who are generally
considerate sometimes forget how to behave when they are looking for a house.
After-all it’s not something people do every day, it’s a big purchase and it’s
at least a little scary for most people. <br /> </span><br />
<span style="font-family: "trebuchet ms" , sans-serif;">When there’s more than one person
involved they may not agree, the kids are cranky from driving around, and
everyone is concerned about making the right decision. All of these stress
factors can cause people to act in ways they never would otherwise.</span></div>
<div class="MsoNormal">
<br /></div>
<span style="font-family: "trebuchet ms" , sans-serif;">
</span><br />
<div style="text-align: right;">
</div>
<div class="MsoNormal">
<span style="font-family: "trebuchet ms" , sans-serif;">Here are some things to keep in mind to help you through the
process:</span></div>
<div class="MsoNormal">
<br /></div>
<span style="font-family: "trebuchet ms" , sans-serif;">
</span><br />
<div class="MsoNormal">
<span style="font-family: "trebuchet ms" , sans-serif;">1. When you contact a real estate agent or call an office be
prepared to give some basic information – name, address, phone number, and if
you are pre-approved for a mortgage.</span></div>
<div class="MsoNormal">
<span style="font-family: "trebuchet ms" , sans-serif;"><span style="mso-spacerun: yes;"> </span></span></div>
<span style="font-family: "trebuchet ms" , sans-serif;">
</span><br />
<div class="MsoNormal">
<span style="font-family: "trebuchet ms" , sans-serif;">2. If you are not pre-approved for a mortgage, don’t be
offended if an agent won’t show you a house. Instead, ask who you can contact
to get pre-approved. It’s a waste of everyone’s time and agents have a
responsibility to show homes only to qualified buyers. If you’re not ready to
get pre-approved, then you’re not ready to look at houses!</span></div>
<div class="MsoNormal">
<br /></div>
<span style="font-family: "trebuchet ms" , sans-serif;">
</span><br />
<div style="text-align: right;">
</div>
<div class="MsoNormal">
<span style="font-family: "trebuchet ms" , sans-serif;">3. If you go to an open house be prepared to sign-in and
give correct information. If you are under contract with a buyer agent make
sure you write that on the sign-in sheet. If you don’t want the agent at house
to contact you just write please do not contact next to your information.
Refusing to sign-in is rude and sets a tone of distrust – what if you really like
the house? You’ve already gotten off on the wrong foot. Giving false
information is never OK. Remember, you’re in someone’s home!<br /></span><br />
</div>
<span style="font-family: "trebuchet ms" , sans-serif;">
</span><br />
<div style="text-align: right;">
</div>
<div class="MsoNormal">
<span style="font-family: "trebuchet ms" , sans-serif;">4. Houses are shown by appointment, so plan ahead. If
someone is living there, they need some notice to pick up and get out – very
few people can keep their house ready for visitors with a moment’s notice – can
you? Even new construction is shown by appointment – there might be workers at
the house, etc.</span></div>
<div class="MsoNormal">
<br /></div>
<span style="font-family: "trebuchet ms" , sans-serif;">
</span><br />
<div style="text-align: right;">
</div>
<div style="text-align: right;">
</div>
<div class="separator" style="clear: both; text-align: center;">
</div>
<div class="MsoNormal">
<span style="font-family: "trebuchet ms" , sans-serif;">5. Real estate agents and home sellers have schedules. It is
not realistic to call an agent or an office from in front of a house and expect
an agent come right out to meet you. </span></div>
<div class="separator" style="clear: both; text-align: center;">
</div>
Imagine calling your accountant,
hair-dresser, plumber, mechanic, financial planner, or anyone else and
expecting on the spot service!<br />
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<span style="font-family: "trebuchet ms" , sans-serif;">6. Set up a meeting with an agent so you can talk about your
needs and get to know each other. Buying a home is a big investment and can
take several months – don’t you owe it to yourself to invest an house upfront?</span><br />
</div>
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<span style="font-family: "trebuchet ms" , sans-serif;">7. Buying a home involves the whole family, so it’s OK to
bring the kids (although, you will certainly be able to focus better without
them…) If you bring them, make sure they understand that they are visiting
someone’s home. Keep them by your side at all times, especially in new
construction where things are unfinished and may be dangerous. It’s for their
safety and for the safety of the homeowners’ possessions – wouldn’t you feel
awful if they broke something? And please don’t let them play with the
home-owners’ kids toys – they wouldn’t want anyone playing with their things.</span></div>
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEijjdtQWzhaimMkj1cMLLP0xZVcCXHMAnroxXPsJDjJq0BtDwJjxeDbih03Em0gIzQf-_ZocRXEisL1cqAGWPDEVWp2XFdPiSpgL_nsB1Gi_qkgU23l67aI1vyRxJnfrH6_eOMeow/s1600/photo+2+-+Copy.JPG" imageanchor="1" style="clear: right; margin-bottom: 1em; margin-left: auto; margin-right: auto;"></a></td></tr>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgsgPc7Dj9ipJurJrYZgUsCPkvPXqROy4Hs3TSQGPakD2rBBG1yCoexveOOy3h_KySD59Q8EppQ5nYGzWMJlaRnePOZG1W5ANZ3a8JGb7g9ZNS9g7PQ_ZofcAKtDQptkj3PwQvFig/s1600/Respect.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="271" data-original-width="375" height="231" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgsgPc7Dj9ipJurJrYZgUsCPkvPXqROy4Hs3TSQGPakD2rBBG1yCoexveOOy3h_KySD59Q8EppQ5nYGzWMJlaRnePOZG1W5ANZ3a8JGb7g9ZNS9g7PQ_ZofcAKtDQptkj3PwQvFig/s320/Respect.JPG" width="320" /></a></div>
<span style="font-family: "trebuchet ms" , sans-serif;"><br />8. Treat the house with respect. Of course, you need to look
in closets and cabinets, etc. but dresser drawers, medicine cabinets, personal
belongings are off limits. Never sit on someone’s bed or use the master bath –
sellers know they give up some privacy when their homes are on the market but
again, put yourself in their shoes!'</span></div>
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</span><br />
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<span style="font-family: "trebuchet ms" , sans-serif;">9. Relationships are about trust and mutual respect -
loyalty matters. If you are under contract with a real estate agent, always
contact that agent when you need information. People can get impatient
sometimes or they don’t want to “bother” their agent so they start calling
offices or listing agents demanding information or pretending that they are
going to be clients.</span></div>
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<span style="font-family: "trebuchet ms" , sans-serif;">
</span><br />
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<span style="font-family: "trebuchet ms" , sans-serif;">Call your agent – he/she will call you back. If your agent
doesn’t return calls and give you the information you need then find another
agent. If you can’t stop yourself from calling an office or listing agent
directly, make sure that you disclose that you are working with an agent right
away and that you would appreciate some information.</span></div>
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<span style="font-family: "trebuchet ms" , sans-serif;">10. The Golden Rule – as with everything else, if you treat
people (real estate agents) and property the way you want to be treated, the
home-buying process will be efficient, and the transaction will be a lot
easier. If you’re not sure what the protocol is, just ask – we’re here to help.</span></div>
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<span style="font-family: "trebuchet ms" , sans-serif;">Marilyn Messenger, a Certified Residential Specialist and an
Accredited Buyer Representative (ABR®) and associated with Andrew Mitchell & Company, has been representing buyers and sellers in Sudbury, Maynard,
Wayland, Stow, Acton, and west of Boston MA since 1993. <a href="https://www.marilynmessenger.com/recommendations-for-marilyn-messenger" target="_blank">See what clients say.</a></span><br />
<br />
<span style="font-family: "trebuchet ms" , sans-serif;"><a href="https://www.marilynmessenger.com/search-for-homes" target="_blank">Homes for sale</a> </span><br />
<span style="font-family: "trebuchet ms" , sans-serif;"><a href="https://www.marilynmessenger.com/buyer-agency" target="_blank">Buyer Agency</a> </span></div>
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</span><div class="blogger-post-footer">Marilyn Messsenger is a Certified Residential Specialist and Accredited Buyer Representative serving Wayland, Sudbury, Maynard, Stow & the towns west of Boston. Find your next home at www.MarilynMessenger.com where you'll always get the latest real estate news and information. Start planning your move to today.</div>Marilyn Messenger, CRShttp://www.blogger.com/profile/15986136840279309390noreply@blogger.com0Concord, MA, USA42.4603719 -71.34894839999998342.366653899999996 -71.510309899999982 42.5540899 -71.187586899999985tag:blogger.com,1999:blog-20591799.post-31138512977417397342018-01-23T12:12:00.001-05:002018-01-23T16:34:22.235-05:00Kitchen Renovations - Q&A With An Expert<br />
<div style="margin: 0px 0px 10.66px;">
<span style="font-family: "calibri";">Housing trends come and go but one thing remains constant: the kitchen is still the most important room in the house! It is the heart of
the home where people still love to gather with family and friends. No matter
how many rooms there are in a house, everyone still ends up in the kitchen. And
of course, kitchens are what sell houses! </span></div>
<br />
<div class="separator" style="clear: both; text-align: center;">
</div>
<div style="margin: 0px 0px 10.66px;">
<span style="font-family: "calibri";">I recently enjoyed a visit the Encore Construction showroom in
Sudbury to see what's new and met with Award Winning Designer Nance Marshall*
who graciously answered lots of questions so I could share them on my blog. I
found Nance's insight very interested and helpful and hope you will too!</span></div>
<div class="separator" style="clear: both; text-align: left;">
<span style="font-family: "calibri";"><b>Q&A:</b></span></div>
<br />
<br />
<div style="margin: 0px 0px 10.66px;">
<span style="font-family: "calibri";"><b>What is the first question most people ask you about
remodeling their kitchen?</b><br />
People are very concerned with the cost.<span style="margin: 0px;">
</span>A kitchen is the most expensive room in a home.</span></div>
<br />
<div style="margin: 0px 0px 10.66px;">
<span style="font-family: "calibri";"><b>What new trends are you seeing?</b> <br />
White cabinets are still preferred.<span style="margin: 0px;"> </span>I
urge my clients to be creative and get what THEY want. There really aren’t many
rules, the kitchen should suit your family’s needs. </span></div>
<br />
<div style="margin: 0px 0px 10.66px;">
<span style="font-family: "calibri";"><b>Is granite still the most popular choice for counter-tops?</b>
What else are you seeing?<br />
Quartz is being used as much as granite, but for me there’s no replacing a
beautiful piece of stone.</span></div>
<br />
<div style="margin: 0px 0px 10.66px;">
<span style="font-family: "calibri";"><b>I’m seeing lots of grey and white - what is the best way to
add color without being too trendy?</b> The trick is to keep the space “warm and
inviting”. If you LOVE blue, find a way to use it. The backsplash is an easy
way to bring in your color and personality to tie it all together.</span></div>
<br />
<div style="margin: 0px 0px 10.66px;">
<span style="font-family: "calibri";"><b>What is the most popular cabinet choice – white, dark wood,
or other?</b> Most are choosing White.<span style="margin: 0px;"> </span>Keep
in mind there are MANY “whites” to choose from.<span style="margin: 0px;">
</span>We do encourage mixing in another color or wood.<span style="margin: 0px;"> </span>You can do the island in a complimentary
color or wood, maybe a beverage area in another finish?<span style="margin: 0px;"> </span>You can also use different countertops in a
kitchen to separate areas.</span></div>
<br />
<div style="margin: 0px 0px 10.66px;">
<span style="font-family: "calibri";"><b>How long should people plan for their kitchen reno to take –
complete makeover? Updating a few items?</b> A full-blown kitchen down to the studs
will be at least 3 months.<span style="margin: 0px;"> </span>But you’ll
quickly forget the time when you’ve got a gorgeous new kitchen! It really is
the most important part of any home.</span></div>
<br />
<div style="margin: 0px 0px 10.66px;">
<span style="font-family: "calibri";"><b>What is the most stressful part about remodeling a kitchen?</b> For
a family, it’s hard to be without your kitchen. It might be stressful for
clients to make decisions that they all agree on.</span></div>
<br />
<div style="margin: 0px 0px 10.66px;">
<span style="font-family: "calibri";"><b>What is the biggest misconception people have about redoing
their kitchen?</b> Most can’t understand why it takes so long, but it does.<span style="margin: 0px;"> </span>Keep in mind a kitchen involves plumbers, electricians,
carpenters, tile installers, countertops, painters and a ton of
coordination.<span style="margin: 0px;"> </span></span></div>
<br />
<div style="margin: 0px 0px 10.66px;">
<span style="font-family: "calibri";"><b>What is the most important thing for people to consider when
choosing a contractor to do the renovation?</b> Choose someone you feel comfortable
working with.<span style="margin: 0px;"> </span>You’ll be spending a lot
of time with them...</span></div>
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjTsUGRWdsZn_mghaA5sUe5R5VNVkPsUBsG5FDfMT_O6-f1XBJR_iYZv61IfEQAEcTaAOPFpC2EXkWKBnS9MakClrzBmjsMP0l0ei1fC96r7JQcN7xDmunDyybz-4vj3PiK0ne2sA/s1600/Kitchen+-+after.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="496" data-original-width="640" height="248" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjTsUGRWdsZn_mghaA5sUe5R5VNVkPsUBsG5FDfMT_O6-f1XBJR_iYZv61IfEQAEcTaAOPFpC2EXkWKBnS9MakClrzBmjsMP0l0ei1fC96r7JQcN7xDmunDyybz-4vj3PiK0ne2sA/s320/Kitchen+-+after.jpg" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Renovation by Encore</td></tr>
</tbody></table>
<div style="margin: 0px 0px 10.66px;">
<span style="font-family: "calibri";">----------------------------------------------------<br />
Return on investment is a consideration for renovation projects and if you
would like a copy of the 2018 Cost vs. Value Report for Home Improvements
please email <a href="https://draft.blogger.com/null">marilynmessenger@realtor.com</a>.
</span></div>
<br />
<div style="margin: 0px 0px 10.66px;">
<span style="font-family: "calibri";">----------------------------------------------------</span></div>
<br />
<div style="margin: 0px 0px 10.66px;">
<span style="font-family: "calibri";">*Nance Marshall, Award Winning Designer, Encore Construction,
359 Boston Post Road, Sudbury, MA 01776, Tel:<span style="margin: 0px;">
</span>978.443.4700, <a href="http://www.encoreco.com/"><span style="color: #0563c1;">www.encoreco.com</span></a>, nance@encoreco.com</span></div>
<b></b><i></i><u></u><sub></sub><sup></sup><strike></strike><span style="font-family: "calibri";"></span><div class="blogger-post-footer">Marilyn Messsenger is a Certified Residential Specialist and Accredited Buyer Representative serving Wayland, Sudbury, Maynard, Stow & the towns west of Boston. Find your next home at www.MarilynMessenger.com where you'll always get the latest real estate news and information. Start planning your move to today.</div>Marilyn Messenger, CRShttp://www.blogger.com/profile/15986136840279309390noreply@blogger.com0Sudbury, MA, USA42.3834278 -71.41617250000001642.2896053 -71.577534000000014 42.4772503 -71.254811000000018tag:blogger.com,1999:blog-20591799.post-2313223509857069382017-11-29T14:21:00.001-05:002017-11-29T14:41:34.778-05:00The Gift of Home Saves Taxes!<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhDHf55sTOCUDj8QLLc_oOEkeZVpw9nIsOD33nCn8d38SRMlWxJJgAf9j2mwK-j4CvEoG_iSc__ISOOeVPRjdJ1CQF30lptPr5bq99SVGYVuyX4k8u0UWpsocaHFvGlaFsg2TCz8w/s1600/Fotolia_54892275_M.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1378" data-original-width="1378" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhDHf55sTOCUDj8QLLc_oOEkeZVpw9nIsOD33nCn8d38SRMlWxJJgAf9j2mwK-j4CvEoG_iSc__ISOOeVPRjdJ1CQF30lptPr5bq99SVGYVuyX4k8u0UWpsocaHFvGlaFsg2TCz8w/s320/Fotolia_54892275_M.jpg" width="320" /></a></div>
<span style="font-family: "verdana" , sans-serif;"><span style="font-family: "veranda"; font-size: small;">Holiday
time is when people get together with family and friends, to exchange
gifts and talk about plans for future which often include buying or selling a
house. It’s also year-end and a good time to think about estate planning
and taxes. Did you know that parents, grandparents, aunts and uncles, and even friends
can start to pass along/gifting their estates while reducing inheritance
taxes and getting to see their family enjoy the benefits of their
gifts? What could be a better gift than tax-free help with a
down-payment on a home?<br />
<br />
NOTE: The following information was provided by a loan officer, however you should always talk </span></span><br />
<div class="separator" style="clear: both; text-align: center;">
<span style="font-family: "veranda"; font-size: small;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjoYMrHREx86qkkN8Uy6244ci9QQTVS6QH5pLY1ZqLvLFVjZMKk3DRcbhMffQOGBn1eyPle2AXcbLQRb1NNyrqzye_rFzRwDnxbzPmSUM2lu58-MlP2VRkXe82JJRIJ2kmbA8T8nA/s1600/tax+free.jpg" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjoYMrHREx86qkkN8Uy6244ci9QQTVS6QH5pLY1ZqLvLFVjZMKk3DRcbhMffQOGBn1eyPle2AXcbLQRb1NNyrqzye_rFzRwDnxbzPmSUM2lu58-MlP2VRkXe82JJRIJ2kmbA8T8nA/s320/tax+free.jpg" width="213" /></a></span></div>
<span style="font-family: "veranda"; font-size: small;">with a tax expert and financial adviser about your specific goals and financial situation.<br />
<br />
Gifts are involved in approximately 25% of all of the mortgage loans
that are transacted. Gifts from family members and relatives are allowed
under IRS and lending guidelines but lenders do not report the parties
involved to the IRS.<br />
<br />
Under current IRS guidelines (please consult your accountant for tax
advice and ramifications) each parent or relative can give up to $14,000
to each child or relative every year. That would mean that a mother and
father can each give $14,000 a year to each son, daughter, and/or
grandchild that would amount to $28,000 a year in total. If both sets of
parents want to help with the down-payment on a house; each of the
parents can give each borrower a gift of $14,000 per year. That would
add up to $56,000 for both of you! That is a significant amount of
tax-free money to help you buy a home for your family! Of course, a gift
can also be less than $14,000, so give what you can.<br />
<br />
That amount is per calendar year and not based on every twelve months.
That would mean that they could give $56,000 (or more) in December 2017
and an additional $56,000 (or more) in January 2018. With only on month left in 2017, this is the time to bring up the subject with your family. What could make them happier than helping you buy a house and saving money on taxes?<br />
<br />
For most types of mortgage loans, you will need to have 5% of the amount
of the down-payment on your own, however, there are exceptions. To find
out the exceptions and details about how gift money can be applied to
your down-payment contact a reputable mortgage broker. <br />
<br />
Visit <a href="http://www.marilynmessenger.com/">www.marilynmessenger.com</a> to see homes for sale, get the latest real estate market reports, and learn about having <a href="http://www.marilynmessenger.com/Web/AR438531/CustomContent/index/5227380">your own buyer agent</a> on your side. </span><br />
<span style="font-family: "veranda"; font-size: small;">--------------------------------------<br />About
the author: Marilyn Messenger, a licensed real estate broker, Certified
Residential Specialist, and Accredited Buyer Representative associated
with Andrew Mitchell and Company in Concord has been representing home
buyers and sellers in Wayland, Sudbury, Maynard, Stow, and Concord MA
since 1993. www.MarilynMessenger.com for more. </span><div class="blogger-post-footer">Marilyn Messsenger is a Certified Residential Specialist and Accredited Buyer Representative serving Wayland, Sudbury, Maynard, Stow & the towns west of Boston. Find your next home at www.MarilynMessenger.com where you'll always get the latest real estate news and information. Start planning your move to today.</div>Marilyn Messenger, CRShttp://www.blogger.com/profile/15986136840279309390noreply@blogger.com0Concord, MA, USA42.4603719 -71.34894839999998342.366653899999996 -71.510309899999982 42.5540899 -71.187586899999985tag:blogger.com,1999:blog-20591799.post-55500197281538022702017-11-19T12:48:00.001-05:002017-11-20T10:03:59.589-05:007984 Reasons to Sell Your House Over the Holidays<table cellpadding="0" cellspacing="0" class="tr-caption-container" style="float: right; margin-left: 1em; text-align: right;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhQjnzMxvc9hUsyIGSt7dIm9LmzoDZWB77Z89JV6jJSa-29XWjoovQFeU73hQUNP3xA5LbiTSVFpnh0HXf8EQ18VMQMa3K3NHIianyqCGo70YBw51EbQQyQdJCSvwuPbhw7dtiWJw/s1600/Fotolia_57422103_S.jpg" imageanchor="1" style="clear: right; margin-bottom: 1em; margin-left: auto; margin-right: auto;"><img border="0" data-original-height="648" data-original-width="740" height="280" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhQjnzMxvc9hUsyIGSt7dIm9LmzoDZWB77Z89JV6jJSa-29XWjoovQFeU73hQUNP3xA5LbiTSVFpnh0HXf8EQ18VMQMa3K3NHIianyqCGo70YBw51EbQQyQdJCSvwuPbhw7dtiWJw/s320/Fotolia_57422103_S.jpg" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Holiday Season is a Great Time to Sell!</td></tr>
</tbody></table>
The holiday season is such a hectic time for people. Getting together with family and friends, traveling, shopping, decorating, company parties, charity events... So why would a home-seller keep their house on the market and even more, why would anyone list their house for sale during this busy time? A lot of real estate agents (who don't work over the holidays) will tell you that no one buys houses over the holidays anyway and you'll get more money if you wait until Spring like everyone else does, right?<br />
<br />
Well actually, there are 7984 reasons why! That is the number of single-family and condominium home sellers in Middlesex County who accepted offers on their houses last year between November 15 and January 15. That includes 22 in Sudbury, 12 in Wayland, 17 in Concord, and 18 in Maynard. In Weston, there were 16, 22 in Hudson, and in Acton there were 30!<br />
<br />
Sale prices for the properties that accepted offers during the holidays ranged from $108,000 for a condominium in Acton to $5,500,000 for a luxury estate in Weston; and all prices ranges in between. <br />
<br />
So why do houses sell over the holidays? Because:<br />
<ul>
<li>Buyers have time to look; unused vacation days; companies give their employees extra time for shopping.</li>
<li>Holiday/year-end bonuses.</li>
<li>Pay-raises.</li>
<li>Motivated buyers who missed out or were out-bid in the Spring, Summer and Fall markets.</li>
<li>New jobs - companies hire for the new year. Relocating buyers need to make decisions soon.</li>
<li>People get engaged, married, combine households and need more space.</li>
<li>Visiting family brings out the nesting instinct.</li>
<li>Down-payment holiday gifts - click here to out how your family can give money tax-free.</li>
<li>Good deals; buyers are seeing price reductions from sellers who are ready to move.</li>
<li>People are in the mood to shop and there's nothing better than buying a house!</li>
</ul>
As for selling for more money in the Spring, if you are selling your house you are most likely going to buy another place to live. If prices are higher in the Spring, then you will also pay more for your next house. You may sell for less at this time of year but you will also pay less. If your end-goal is to buy another house, then understand that selling is just a step n the process toward buying. You will be ready to act as soon as houses come on the market while other buyers are waiting to sell.<br />
<br />
So if your house is currently on the market, hang in there; the inconvenience can be worth it. If you are planning to sell, do it now. You'll be ahead of the competition and be ready to move forward.<br />
--------------------------------<br />
If you are ready to buy or sell in Concord, Wayland, Sudbury, or any of the towns west of Boston - call Marilyn at 508-596-3501 or visit <a href="http://www.marilynmessenger.com/">www.marilynmessenger.com</a> to see homes for sale in Massachusetts.<div class="blogger-post-footer">Marilyn Messsenger is a Certified Residential Specialist and Accredited Buyer Representative serving Wayland, Sudbury, Maynard, Stow & the towns west of Boston. Find your next home at www.MarilynMessenger.com where you'll always get the latest real estate news and information. Start planning your move to today.</div>Marilyn Messenger, CRShttp://www.blogger.com/profile/15986136840279309390noreply@blogger.com0Concord, MA, USA42.4603719 -71.34894839999998342.366653899999996 -71.510309899999982 42.5540899 -71.187586899999985tag:blogger.com,1999:blog-20591799.post-15927863294562688052017-09-25T10:54:00.002-04:002020-02-04T12:51:06.760-05:00Home Buying and Selling: Who Works For You?<br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiyjpjOf21JoxTDzcdcj2Sihgjy9kbbiMsKedr_qG4IEyXr4CNJYkCPzoz9ynEFHBd_wAg1aWmhulgo6WvdIz6Iz3HO3uA-sNgYnvSCbxKSw29r_t16i1PD2Aeip2PXd11GgKiutQ/s1600/Agent.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="547" data-original-width="877" height="248" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiyjpjOf21JoxTDzcdcj2Sihgjy9kbbiMsKedr_qG4IEyXr4CNJYkCPzoz9ynEFHBd_wAg1aWmhulgo6WvdIz6Iz3HO3uA-sNgYnvSCbxKSw29r_t16i1PD2Aeip2PXd11GgKiutQ/s400/Agent.jpg" width="400" /></a></div>
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More often than you’d expect, homeowners refer to the person they bought their insurance from as their agent. It sounds reasonable but it’s definitely not accurate. That person is the agent of the insurance company and they legally represent the company, not the customer. Even an independent agent who can place a policy with different companies is still an agent of the company. <br />
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A mortgage officer, in most cases is an employee and represents the company. And the same is true for a title or escrow officer. It’s important to understand the actual relationship to know what you can expect from them. Any business person who wants to stay in business must treat their customers fairly and with a high degree of service. As a customer, you should be able to reasonably expect honesty and accountability. The difference is that employees owe their loyalty to their employer and agents owe their loyalty to their principal. <br />
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An agent owes more than just honesty and accountability. The principal can expect complete disclosure, obedience, loyalty, reasonable skill and care and confidentiality from their agent. This advocacy is very beneficial during the buying or selling process to coordinate all aspects of the transaction. The agent can bring valuable experience to your side of the transaction to provide confidence that your best interests are being represented from start to finish. <br />
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Most states have a recognized procedure for the real estate professional to create a formal relationship between themselves and a buyer or seller. This requires a fiduciary/statutory responsibility that places the principals’ interests above the agent’s own personal interests. <br />
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<span style="font-family: "inherit" , serif; margin: 0px;">In Massachusetts real estate brokers and salespeople/agents are required to provide consumers the Massachusetts Mandatory Licensee-Consumer Relationship Disclosure form at the first personal meeting with you to discuss a specific property. The form explains the types of agency an agent can provide. Although, this has been mandatory for years, many buyers who have looked at properties with other agents often tell me they have never seen the form! Consumers have a right to know who an agent represents. </span><br />
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<span style="font-family: "inherit" , serif; margin: 0px;">Additionally, while a home seller is required to sign a written agreement in order to list their home for sale with a REALTOR (member of the National Association of Realtors), it is also in a buyer's best interest to have a <a href="https://www.marilynmessenger.com/buyer-agency-agreement" target="_blank">written agreement</a> with an agent who is going to represent them as a buyer agent. It clarifies expectations so there are no surprises or misunderstanding about responsibilities and makes for a less stressful transaction. <a href="https://www.marilynmessenger.com/buyer-agency" target="_blank">More about buyer agency...</a><br />
-------------------------------------------<br /><br /> About the author: <a href="https://www.marilynmessenger.com/testimonials" target="_blank"><span style="color: blue;">Marilyn Messenger</span> </a> is a local broker associated with Andrew Mitchell and Company, Concord. She has been representing buyers and sellers in Concord, Wayland, Sudbury, Maynard, and the towns west of Boston since 1993. She is a Certified Residential Specialist (less than 4% of Realtors have achieved the CRS® designation), an Accredited Buyer Representative and is an active member of the Real Estate Buyer Agency Council. Messenger is also a Certified Luxury Homes Marketing Specialist and a Million Dollar Guild Member. Visit <a href="http://www.marilynmessenger.com/"><span style="color: blue;">www.MarilynMessenger.com</span></a>. </span><br />
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<b></b><i></i><u></u><sub></sub><sup></sup><strike></strike><span style="font-family: "calibri";"></span><div class="blogger-post-footer">Marilyn Messsenger is a Certified Residential Specialist and Accredited Buyer Representative serving Wayland, Sudbury, Maynard, Stow & the towns west of Boston. Find your next home at www.MarilynMessenger.com where you'll always get the latest real estate news and information. Start planning your move to today.</div>Marilyn Messenger, CRShttp://www.blogger.com/profile/15986136840279309390noreply@blogger.com0tag:blogger.com,1999:blog-20591799.post-15254675161364018362017-09-18T16:49:00.002-04:002017-09-19T15:26:28.867-04:00Who's Buying Houses in Stow?<div class="separator" style="clear: both; text-align: center;">
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<iframe allowfullscreen="true" allowtransparency="true" frameborder="0" height="545" scrolling="no" src="https://www.facebook.com/plugins/video.php?href=https%3A%2F%2Fwww.facebook.com%2Flivingwestofboston%2Fvideos%2F10154667583836436%2F&show_text=1&width=560" style="border: none; overflow: hidden;" width="560"></iframe><br />
Stow is one of the most beautiful towns west of Boston and the video above shows three properties that my buyer clients including first-time buyers, move-up buyers, and active adults/55+ purchased over the summer.<br />
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So what did they buy in Stow? The first home shown, a classic 4 bedroom colonial-style, was purchased by first-time buyers who wanted quiet and privacy and land. They were happy to trade off granite counters and stainless steel appliances for a quiet location and a gorgeous acre lot!<br />
The house needs some updating but the purchase price was under-budget and they are willing and able to do some work to have a place they can call home for many years to come!<br />
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The second photo is a new development for seniors/55+ that includes attached and detached townhouses with first-floors master suites, full basements, and 2 car-garages. The buyers are moving to Stow to be closer to their grandchildren in Concord. They are happy to have their own buyer agent helping navigate the buying process and help them get to know the area. <a href="https://www.marilynmessenger.com/buying-new-construction" target="_blank">More about buyer agency for new construction...</a><br />
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The third house is nicely updated expanded split-level home also on an acre lot with a gorgeous backyard. These move-up buyers who sold their <a href="https://youtu.be/9DLtrzSHUGQ" target="_blank">townhouse in Maynard</a> were willing to trade a neighborhood location for a more main road to get the amount of interior space and outdoor area they want for entertaining fiends and family!<br />
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<a href="https://www.marilynmessenger.com/homes-for-sale-in-stow-ma?display_page=1&lpp=20&SORT_order=SORT_PriceAsc" target="_blank">Homes for Sale in Stow: </a>There are 19 single-family houses for sale in Stow; last year there were 24 for sale. List prices in Stow range from $349,000 to $1,200,000. Lower inventory is putting upward pressure on prices in Stow but there are still some good values available. The median list price for a single-family home is currently $699,000; last year it was $582,400.<br />
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The median home sale price for a single-family home in Stow has gone up 14.91% since 2013! <a href="https://www.marilynmessenger.com/stow-ma-market-report" target="_blank">See the most recent market report for Stow. </a> <br />
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<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh0IIjS5lPDZw6HC3wlyNzOrgqCHSlR7oQbx1G1nhc42VDQevAuh27DPlybvNeh9Gx73vtMv5owuY-7CD9n1nclwWoDfXRLuJyy99vsDEjlPW7JmLqWgJcm67XfDHDIt-YpFEYbTg/s1600/Stow+5+year+chart+-+9-5-2017.JPG" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="282" data-original-width="694" height="161" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh0IIjS5lPDZw6HC3wlyNzOrgqCHSlR7oQbx1G1nhc42VDQevAuh27DPlybvNeh9Gx73vtMv5owuY-7CD9n1nclwWoDfXRLuJyy99vsDEjlPW7JmLqWgJcm67XfDHDIt-YpFEYbTg/s400/Stow+5+year+chart+-+9-5-2017.JPG" width="400" /></a></td></tr>
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With it's abundant apple orchards, farm stands, and golf courses, Stow is a very popular place for people to visit in the Fall. If you've been in your house for 5 or more years and are thinking about selling traffic will be peaking soon so let's talk - 508-596-3501.<br />
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiNkH18aWo7n3zMvYYtEcA3kCdVn2uzZLEjVZTAh6BXPqKBVA_gIQLCRSEzcmY2vC1TprElzq3G65nCpdIvHtliOZkI0R18pQc6SvLMxcP-GDxVn7HHzP90PBORD050-XfmxTJgSA/s1600/Fall+Day+in+Stow.JPG" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="480" data-original-width="640" height="300" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiNkH18aWo7n3zMvYYtEcA3kCdVn2uzZLEjVZTAh6BXPqKBVA_gIQLCRSEzcmY2vC1TprElzq3G65nCpdIvHtliOZkI0R18pQc6SvLMxcP-GDxVn7HHzP90PBORD050-XfmxTJgSA/s400/Fall+Day+in+Stow.JPG" width="400" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Perfect Fall Day in Stow - October 2016! </td></tr>
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About the author: <a href="https://www.marilynmessenger.com/recommendations-for-marilyn-messenger" target="_blank">Marilyn Messenger</a>, a licensed broker, Certified Residential Specialist, Accredited Buyer Representative, Certified Luxury Homes Specialist and Million Dollar Guild Member associated with Andrew Mitchell and Company, has been representing buyers and sellers in Stow, Maynard, Concord, Sudbury, Wayland & west of Boston since 1993. <div class="blogger-post-footer">Marilyn Messsenger is a Certified Residential Specialist and Accredited Buyer Representative serving Wayland, Sudbury, Maynard, Stow & the towns west of Boston. Find your next home at www.MarilynMessenger.com where you'll always get the latest real estate news and information. Start planning your move to today.</div>Marilyn Messenger, CRShttp://www.blogger.com/profile/15986136840279309390noreply@blogger.com0Stow, MA, USA42.4370374 -71.505619942.3432739 -71.6669814 42.5308009 -71.3442584tag:blogger.com,1999:blog-20591799.post-44042016168843620852017-08-03T17:06:00.002-04:002017-08-05T11:27:40.642-04:00Are You Qualified to Sell [Your House]?<div class="separator" style="clear: both; text-align: center;">
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<table cellpadding="0" cellspacing="0" class="tr-caption-container" style="float: left; margin-right: 1em; text-align: left;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgG69Hj63k0IpD-ZDoI1I4qE3absRCWScW7ELBPd1HmTbn6XLDtFvCU2qZUjlsQoo8TtfbSF83kVhnfkeCGE2l1pbcf-bUk4ypbsSEv47hkjmwY49aHV8otNmNFmukSB6CxAVpwoA/s1600/Qualified+stamp.jpg" imageanchor="1" style="clear: right; margin-bottom: 1em; margin-left: auto; margin-right: auto;"><img border="0" data-original-height="693" data-original-width="693" height="200" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgG69Hj63k0IpD-ZDoI1I4qE3absRCWScW7ELBPd1HmTbn6XLDtFvCU2qZUjlsQoo8TtfbSF83kVhnfkeCGE2l1pbcf-bUk4ypbsSEv47hkjmwY49aHV8otNmNFmukSB6CxAVpwoA/s200/Qualified+stamp.jpg" width="200" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Are You Qualified to Sell?</td></tr>
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Most people think that being qualified is for home buyers
and that it means being pre-approved for a mortgage. Being qualified is not
just for buyers, sellers also need to be qualified! </div>
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Sure, anyone who owns a property can sell it (assuming there
are no legal restrictions) but owning a property does not make for a “qualified”
seller. In real estate, the definition of qualified is “ready, willing, and able.” Buyers and sellers both need to be ready,
willing, and able; that means financially, logistically and emotionally. </div>
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Here are some questions to answer to determine if you are
qualified to sell:</div>
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<span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";"> </span></span></span>Do you have enough equity in your house to cover
closing and moving costs or else have enough cash to bring to the closing
table?<span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;"> </span></span></div>
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<span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;"><br />2.<span style="font: 7.0pt "Times New Roman";">
</span></span></span>Are you and everyone involved committed to
selling? Do your spouse and/or children want to move? Do you have adult
children who have their own ideas about the house and what you should be doing?<span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;"> </span></span></div>
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<span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;"><br />3.<span style="font: 7.0pt "Times New Roman";">
</span></span></span>Is your house ready to go on the market? Has it
been de-cluttered with everything in working condition, fixed or replaced, fresh paint, refinished floors, lighting, landscaping, etc., with updates
that will appeal to today’s buyers?<span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;"><br /><br />4.<span style="font: 7.0pt "Times New Roman";">
</span></span></span>If you plan to sell “as is” and are you willing
to reflect that in your list price?<br />
<span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;"><br />5.<span style="font: 7.0pt "Times New Roman";">
</span></span></span>Do you have a place to go when you sell?<span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;"> </span></span></div>
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<span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;">6.<span style="font: 7.0pt "Times New Roman";"> </span></span></span>Do you have the money/financing to buy a new property
before you close on your current home?<br />
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<span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;">7.<span style="font: 7.0pt "Times New Roman";"> </span></span></span>If you need to sell before you can buy, is
temporary housing a realistic option for you, your family, pets…until you can find the right home?<span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;"> Inventory is really tight right now, it could take a while.</span></span></div>
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<span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;"><br />8.<span style="font: 7.0pt "Times New Roman";"> </span></span></span>Are you willing and able to make some
compromises/trade-offs?<span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;"><br /><br />9.<span style="font: 7.0pt "Times New Roman";">
</span></span></span>Do you have a realistic understanding of the
current market and will you listen to feedback? <span style="mso-spacerun: yes;"></span><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;"><br /><br />10.<span style="font: 7.0pt "Times New Roman";">
</span></span></span>Are you ready to detach yourself from the
memories you made in the house?</div>
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<div class="MsoNormal">
Selling your home is a lot of
work and can certainly be stressful. Making sure you are qualified/ready, willing
and able will make the process easier and result in a better outcome for
everyone involved!<br />
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Marilyn Messenger is a licensed real estate broker, Certified Residential Specialist, and Certified<br />
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Luxury Homes Marketing specialist associated with Andrew Mitchell and Company. With 24+ years of experience in Concord, Sudbury, Wayland, Maynard, Stow and the towns west of Boston, Marilyn will make the selling and/or buying process efficient and cost effective for you. Visit <a href="http://www.marilynmessenger.com/">http://www.MarilynMessenger.com</a> for more.<br />
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<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="float: left; margin-right: 1em; text-align: left;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgBUib1mIXjYR81NqTVYAKRpRPALq0UX50EdRWRb-4VHCyntap5HegVG0X5Dv97p5M5CSpuFWAk6ARP3mTMu8eIm34SStRtPkP_kuliRJ0PePATXh-nNLuSdh2LihTIzmX6AcqHfg/s1600/SOLD+in+4+Days+%2528350x263%2529+%25282%2529.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="263" data-original-width="350" height="150" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgBUib1mIXjYR81NqTVYAKRpRPALq0UX50EdRWRb-4VHCyntap5HegVG0X5Dv97p5M5CSpuFWAk6ARP3mTMu8eIm34SStRtPkP_kuliRJ0PePATXh-nNLuSdh2LihTIzmX6AcqHfg/s200/SOLD+in+4+Days+%2528350x263%2529+%25282%2529.jpg" width="200" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Sold in Sudbury</td></tr>
</tbody></table>
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="float: left; margin-right: 1em; text-align: left;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjD4rG9UebuBvR3ZkjM_nnil0aSETrksmR9Swk8eMbchenh13OR3jvRKyxOD3ph3qSBV8q5qdOQfQUZTPKYuxpkSddQsPJ7ttoKOQq5IJHrgMKbIT_dh1a9UbgdtFIxdGVkvUeH3Q/s1600/Sold+Ingham.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="386" data-original-width="512" height="150" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjD4rG9UebuBvR3ZkjM_nnil0aSETrksmR9Swk8eMbchenh13OR3jvRKyxOD3ph3qSBV8q5qdOQfQUZTPKYuxpkSddQsPJ7ttoKOQq5IJHrgMKbIT_dh1a9UbgdtFIxdGVkvUeH3Q/s200/Sold+Ingham.jpg" width="200" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Sold in Concord</td></tr>
</tbody></table>
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="float: left; margin-right: 1em; text-align: left;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh0APe8XmxLt5sypyr7gla2ypgb-1IMQ1knzYwwh7yuG7kIUDNEKNnSHUVlVEqsk8_b5TpHJeB-649B5W3VANhoI4GXMV7zYCudBWWWFMl_sKhDIGelu3dkZVvXRrLaPQP4s4idlw/s1600/Exterior+full.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img alt="Sold - Deer Hedge Run Townhouse in Maynard" border="0" data-original-height="480" data-original-width="640" height="150" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh0APe8XmxLt5sypyr7gla2ypgb-1IMQ1knzYwwh7yuG7kIUDNEKNnSHUVlVEqsk8_b5TpHJeB-649B5W3VANhoI4GXMV7zYCudBWWWFMl_sKhDIGelu3dkZVvXRrLaPQP4s4idlw/s200/Exterior+full.jpg" title="Sold - Deer Hedge Run Townhouse in Maynard" width="200" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Deer Hedge Run Maynard</td></tr>
</tbody></table>
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<table cellpadding="0" cellspacing="0" class="tr-caption-container" style="float: left; margin-right: 1em; text-align: left;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEht7ar9c3IKIU4LlRxETXxNH0FrzjnnrGwhLJo89AljTH9HnKRZU6dgsP52zoy2-M9zHW5lp3IzZCXSsNj0zBGnFzf_UavCWsFL6YwsvEReczK96JUbhy6DzY3YwSUY9dlWMaC60A/s1600/Sold+in+Sudbury%2521.JPG" imageanchor="1" style="clear: left; margin-bottom: 1em; margin-left: auto; margin-right: auto;"><img border="0" data-original-height="480" data-original-width="640" height="150" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEht7ar9c3IKIU4LlRxETXxNH0FrzjnnrGwhLJo89AljTH9HnKRZU6dgsP52zoy2-M9zHW5lp3IzZCXSsNj0zBGnFzf_UavCWsFL6YwsvEReczK96JUbhy6DzY3YwSUY9dlWMaC60A/s200/Sold+in+Sudbury%2521.JPG" width="200" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Happy Sellers! This Could Be You!</td></tr>
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<div class="blogger-post-footer">Marilyn Messsenger is a Certified Residential Specialist and Accredited Buyer Representative serving Wayland, Sudbury, Maynard, Stow & the towns west of Boston. Find your next home at www.MarilynMessenger.com where you'll always get the latest real estate news and information. Start planning your move to today.</div>Marilyn Messenger, CRShttp://www.blogger.com/profile/15986136840279309390noreply@blogger.com0Concord, MA, USA42.4603719 -71.34894839999998342.366653899999996 -71.510309899999982 42.5540899 -71.187586899999985tag:blogger.com,1999:blog-20591799.post-35674401211332439462017-07-28T13:34:00.002-04:002017-07-28T13:46:54.309-04:00Concord MA - Median Home Prices Up for 2017<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="http://www.marilynmessenger.com/concord-ma-market-report" imageanchor="1" style="margin-left: auto; margin-right: auto;" target="_blank"><img border="0" data-original-height="333" data-original-width="819" height="162" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhkdVOdt4pisgZyTIW1Vp4wwnKgHdOdcTWrVv1QD6LcM_yzGLHTLrhWMHVuV_bmbKtDOs6I6W3_dk9Ul8cxZe9NyMUoX0ziJskhgTXrg1PJj4vJg9kiAS74x8HyhvFdEKVhRJKa0g/s400/Concord+-+5+year+Single-family+6-30-2017.JPG" width="400" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><a href="http://www.marilynmessenger.com/concord-ma-market-report" target="_blank">Concord MA - Single-family Median Prices - 5 years</a></td></tr>
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As in most towns and cities in Massachusetts and throughout the U.S, the residential real estate market in Concord is setting new records for median home prices!<br />
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Here is the latest market data for Concord:<br />
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<span style="color: firebrick;"><b>Homes for Sale 7/7/2017:</b></span>
There are 88 single-family properties for sale in Concord; last year at
the same time there were 97. List prices on in Concord range from
$483,880 to $8,950,000; the median list price is $1,477,450. The median
list price last year in Concord was $1,398,000. Luxury home buyers have a
variety of options in Concord and with the time on the market in excess
of 6 months in many cases, some of these home sellers may be ready to
negotiate. <a href="http://www.marilynmessenger.com/homes-for-sale-in-concord-ma">See all of the properties for sale in Concord.<br /></a><br />
<img alt="Concord - Listing Units 2017/2016 as of 6-30-17" src="https://storage.googleapis.com/idx-acnt-gs.ihouseprd.com/AR438531/file_manager/concord%20-%206-30%20-%20listing%20chart%20-%202017%20vs%202016.JPG" style="border-style: solid; border-width: 0px; height: 333px; width: 453px;" title="Concord - Listing Units 2017/2016 as of 6-30-17" /><br />
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<span style="color: firebrick;"><b>Condominiums for Sale:</b></span>
Concord offers a variety of condo styles including garden-apartment,
townhouses, new construction, duplexes, and detached single-family
homes; some are age restricted for seniors over 55. There are currently 9
condominiums units for sale in Concord; last year at this time there
were 16. Prices ranges for condominiums in Concord range from $318,000
to $$1,099,000; the median list price is $465,000, last year it was
$874,500.<br />
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<span style="color: firebrick;"><b>Pending Sales:</b></span>
There are currently 52 single-family homes with sales pending and three
that have accepted offers and are being shown until contingencies are
met.<br />
<br />
<b><span style="color: firebrick;">June Closed Sales:</span></b>
There were 20 closed sales in June 2017, down from 33 in June 2016. Not
surprising, the median sale price of $1,399,475 was higher than in June
2016 when it was $1,249,900.<br />
<br />
<img alt="Concord - 12 Months Activity - Single-family - 6-30-2017" src="https://storage.googleapis.com/idx-acnt-gs.ihouseprd.com/AR438531/file_manager/Concord%20-%2012%20month%20single-chart%206-30-2017.png" style="height: 140px; width: 500px;" title="Concord - 12 Months Activity - Single-family - 6-30-2017" /><br />
<span style="color: firebrick;"><b><br />Check out the latest reports as of 6-30-2017 from MLSPIN:</b></span><b> </b>including data <a href="https://storage.googleapis.com/idx-acnt-gs.ihouseprd.com/AR438531/file_manager/Concord%20-%206-30-2017%202016%20vs%202017.pdf" target="_blank">year-over-year</a>, and <a href="https://storage.googleapis.com/idx-acnt-gs.ihouseprd.com/AR438531/file_manager/Concord%20-%206-30%20-5%20year.pdf" target="_blank">five year </a>comparisons
for single-family homes. Please contact me for additional information
about condominiums. Remember, every home and every client is different
so it is important to understand the similarities and differences when
you are planning to sell, buy or both.<span style="color: firebrick;"></span>|<br />
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Want to know more? Call me at 508-596-3501 or<br />
<a href="http://www.marilynmessenger.com/dream-home-finder">Easy home searches</a><br />
<a href="http://www.marilynmessenger.com/homes-for-sale-in-concord-ma">See homes for sale in Concord</a><br />
<a href="http://webhosts.ihouseelite.com/Web/AR438531/WebForm/index/99763">Request a free home valuation report</a></div>
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<a href="http://www.marilynmessenger.com/local-market-reports" target="_blank">Click here</a> for the latest market reports for Sudbury, Wayland, Maynard, and Stow.<br />
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--------------------------------------------<br />About the author: Marilyn Messenger is Certified Residential Specialist, Accredited Buyer Representative, a Certified Luxury Homes Marketing Specialist and Million Dollar Guild member associated with Andrew Mitchell and Company in Concord MA. She has been representing buyers and sellers in the towns west of Boston since 1993. <a href="http://www.marilynmessenger.com/recommendations-for-marilyn-messenger" target="_blank">Click here to see what her clients say.</a></div>
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<div class="blogger-post-footer">Marilyn Messsenger is a Certified Residential Specialist and Accredited Buyer Representative serving Wayland, Sudbury, Maynard, Stow & the towns west of Boston. Find your next home at www.MarilynMessenger.com where you'll always get the latest real estate news and information. Start planning your move to today.</div>Marilyn Messenger, CRShttp://www.blogger.com/profile/15986136840279309390noreply@blogger.com0Concord, MA, USA42.4603719 -71.34894839999998342.366653899999996 -71.510309899999982 42.5540899 -71.187586899999985tag:blogger.com,1999:blog-20591799.post-25134388205289403132017-04-29T12:20:00.002-04:002017-04-29T12:51:55.237-04:00Permits Matter!<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiBrrPJAP-eA28Zyyev4KDlHKyOS8uDU_yhvvgJKHgPKFXSbV-l-ZlFxhQNspK2tbg8V7IeYKg3m-bJGhAXHA8kDlYdjdzKiptiHPoyCQbSNY0n42oM71MQQAMkFwc5zOq8itu45w/s1600/Permits.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiBrrPJAP-eA28Zyyev4KDlHKyOS8uDU_yhvvgJKHgPKFXSbV-l-ZlFxhQNspK2tbg8V7IeYKg3m-bJGhAXHA8kDlYdjdzKiptiHPoyCQbSNY0n42oM71MQQAMkFwc5zOq8itu45w/s320/Permits.jpg" width="320" /></a></div>
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True story - my client is in the process of buying a home, no easy feat in this crazy spring market, and just as the attorneys were putting the finishing touches on the Purchase and Sale agreement (MA is an attorney state), the buyer called the town building department to make sure permits were on file for all of the nice improvements the seller had made to the house. </div>
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Guess what? The 2015 roof did not have one, and the signing of the documents had to be delayed. While it will be taken care of, who needs the extra stress of a delay?</div>
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Whether you're doing
some renovating or adding an addition or deck, replacing appliances or
systems, make sure the contractor pulls a permit and that the inspector
from the town signs off after the work is done. It's very easy to find
out if one is needed; towns have the information about permits on their
web sites or you can call the building inspector. <br />
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Most people don't
think about it. They assume that their contractor will take care of
everything and especially because most include the cost of a permit in
their quote.</div>
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Unfortunately, contractors often do not follow
through with applying for the permit(s) and scheduling the inspection
after. Whether it's a lack of time, or someone just forgets to do their
job, the bottom line is that permits are important for your protection,
protection of the town, and the protection of future owners.<br />
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When you sell your house, if a home inspector sees a
problem and there is no permit on file, even though it's not your
fault, it raises suspicion that will ultimately cost you; buyers will
question what else is wrong or missing and start looking for reasons to
reduce the price! This has happened to many of my clients who paid top
dollar to reputable contractors who never followed through on the
permit.</div>
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Advice to homeowners and sellers: ask the
contractor when the inspector from the town will be coming by to sign
off on the work done. If they can't answer, make sure you follow up with
the contractor. Or, you can call the inspector yourself then you know
it will be done. It will save you money and stress. Enjoy your new home
improvements!</div>
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About the author: Marilyn Messenger, CRS has been
representing buyers and sellers west of Boston for 23 years. Having
attended 100s of home inspections, she knows first-hand how important
building permits are to the home buying and selling process. You can
reach Marilyn at 508-596-3501 or visit<a href="http://www.marilynmessenger.com/"> www.MarilynMessenger.com</a> for buyer and seller information, free home searches, and market conditions
reports for Concord, Maynard, Wayland, Sudbury, and the towns west of Boston.</div>
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<b></b><i></i><u></u><sub></sub><sup></sup><strike></strike><br /><div class="blogger-post-footer">Marilyn Messsenger is a Certified Residential Specialist and Accredited Buyer Representative serving Wayland, Sudbury, Maynard, Stow & the towns west of Boston. Find your next home at www.MarilynMessenger.com where you'll always get the latest real estate news and information. Start planning your move to today.</div>Marilyn Messenger, CRShttp://www.blogger.com/profile/15986136840279309390noreply@blogger.com0Concord, MA, USA42.4603719 -71.34894839999998342.366653899999996 -71.510309899999982 42.5540899 -71.187586899999985